Token: BCIO

Your Gateway to the Internet of Value

ICO dates
Start date: 2018-09-27
End date: 2018-10-25

Registrated in: France

Platform: Ethereum
Type: ERC20

PREMIUM ICO categories
Platform whitepaper token sale
KYC passing required Yes | Whitelist Yes | Restriction for countries American Samoa,Ethiopia,Guam,Iran,Namibia,Pakistan,Palau,Samoa,Serbia,Sri Lanka,Syrian Arab Republic,Trinidad and Tobago,Tunisia,Virgin Islands (U.S.),Yemen
Hard cap 20000000€
Tokens for sale 55000000
Token distribution in ICO
Price 0,7€
Acceppting BTC,ETH
Bonus in ICO Public bonus will be 25% on the first day of the sale. (BCIO) is a project of, one of the oldest bitcoin exchanges in the world, founded in 2011 and hack-free since the beginning of operations in 2013. Ultra-secure and profitable, Paymium is registered with the French regulation authority ACPR and accounting is certified by external auditors. 

Based on its record and experienced team, Paymium is launching a new crypto-exchange: This platform will be fully dedicated to crypto-trading while Paymium will remain the privileged hub for fiat currencies. Paymium customers (currently at 170,000 + accounts) will automatically have a account and will obtain incentives for their loyalty.

Our new platform will offer: 
- For users: centralized orderbooks (maximum liquidity) and decentralized settlement (even more security), advanced trading orders with Maker & Taker fees at 0.1% with additional discounts, market-making and peer-to-peer lending
- For entrepreneurs & institutions: ICO planning & execution services (thanks to an extensive network of bankers, lawyers, marketers, technologists, etc) up to the exchange listing and guaranteed liquidity for BCIO tokens.

What sets us apart is a concentrated effort in Europe, where the crypto market is largely still in its infancy and which as of today lacks a transparent and regulated crypto-exchange with a proprietary token enabling institutions to launch their ICOs. Our proprietary token will allow us to offer incentives to bootstrap the liquidity of the trading platform. 

Xavier Niel's fund Kima Ventures is advising the project and is a long-time investor with Paymium. Jean-Pascal Beaufret, Goldman Sachs advisor and former GM of the French tax administration, is also on board.

Open to US Accredited Investors (the project is registered with the SEC). Submitted to AMF (French SEC equivalent) to ensure regulatory compliance.

For more information about our token sale, visit our website :! news, social search trends in Google
Random whitepaper excerpts

Table Of Content
Table Of Content
1. Disclaimer
2. Abstract
3. Market Vision
Cryptocurrencies Power The Internet Of Value
Cryptocurrencies With A True Utility Will Thrive
Cryptocurrency Exchanges Enable Users To Navigate
The Internet Of Value
4. Crypto Exchanges’ Problems That Aims To Fix 10
Security Breaches
5.’s Key Claims
Highest Security, Reliability, And Accountability Standards
Aiming For European Leadership
Combining A Centralized Exchange With Decentralized Settlement
Offering Liquidity Services
Leveraging Advanced Cryptographic Protocols
Compliant And Ready For Mainstream Adoption

6. The Project In Detail
16 Main Functionalities
Essential Features
Advanced Cryptographic Protocols
Business Model
23 Roadmap
Annex 1 — Relationship Between & Paymium
Annex 2 — Glossary
May 2018

1. Disclaimer
This document is a general presentation of the project (the “Project”)
for informational purposes only.
This document does not constitute an offer, an invitation or a recommendation to invest, to
sell or buy any security or any right, by or any related or associated company
in any jurisdiction.
None of the information or analyses described in this document is intended to provide a
basis for the purchase or sale of any other product or service of any nature whatsoever.
The laws and regulations of the countries and regions that may govern the Project may
evolve significantly in a way that cannot be anticipated.
As a result,, as presented in this document, may have to be, depending on
the country or region, amended, limited or abandoned due to technical, legal, economic or
other constraints imposed by regulatory authorities, third parties or by itself
on its operations. expressly disclaims any liabili...

2. Abstract is your gateway to the Internet of Value.
In the coming Internet of value, decentralized blockchain-operated value networks will
become mainstream and compliant, enabling billions of Internet users to exchange value
as quickly and as easily as they exchange information today.
Multiple cryptocurrencies will co-exist. Each cryptocurrency will serve the needs of a
community of users to securely trade any type of assets, rights, goods, or services that
is of value to them in a decentralized value network, i.e. without supervision by a central
As a cryptocurrency exchange, will play a major role in the Internet of Value’s
ecosystem. It will be the marketplace where cryptocurrencies will be traded against each
other, a gateway to and a bridge across the multiple value networks powered by different
blockchains/cryptocurrencies such as Bitcoin (BTC) and Ether (ETH). will combine the efficiency of a low-latency full-featured centraliz...

Part 1 — Why ?
3. Market Vision

Bitcoin introduces a platform on which you can run currency as
an application on a network without any central points of control.
A system completely decentralized like the internet itself. It is not
money for the internet but the internet of money.
— Andreas Antonopoulos
Welcome to the Internet of Value!
In the same way as the Internet redefined global communication, Bitcoin and other
cryptocurrencies are now reinventing money and value transactions.
Before Bitcoin, money was defined by State sovereignty over a territory. From now on, any
community can mint its own money in form of a cryptocurrency or digital token and start
trading without any central supervising authority.
In 2017 alone, Initial Coin Offerings (ICOs) raised around $5 billion. Each project was
financed by a community of token holders who became its ambassadors. There are now
already tens of millions of token holders.
Digital tokens are like b...

The Internet of Value will trigger new waves of innovation in financial systems and beyond.
It will bring financial inclusion to the billions of people who are still unbanked today.
Pierre Noizat, February 2018’s vision of the Internet of value is built on clear
and distinct paradigms:
Cryptocurrencies Power the Internet of Value
In’s vision the Internet of Value is the next level of evolution of the Internet.
The internet of value enables users to securely trade assets, rights, goods and services,
globally and around the clock, without the involvement of a centralized authority, or
traditional financial intermediaries, or so called ‘trusted’ third-parties.
The Internet of value is built on multiple decentralized, automated, transparent, and
secure blockchain-based value networks. Different networks operate different versions
of the blockchain, which in turn are fueled by different cryptocurrencies such as Bitcoin,
Ether, or Litecoin. Each network meets th...

capitalization of more than $400 billion, including 138 cryptocurrencies with a market
value higher than $100 million, of which 25 have a market value greater than $1 billion.
The increased attention of the media and the general public for the crypto world has
potentially created a short-term bubble. Yet, those digital currencies that have a true
utility in contributing to the long-term growth and expansion of the Internet of value, such
as Bitcoin and the leading altcoins, Ethereum, Ripple, and Litecoin, offer short and long-
term growth perspectives that could offset losses caused by those that will fail.
Cryptocurrency Exchanges Enable Users to Navigate
the Internet of Value
Cryptocurrency exchanges enable users to trade across multiple value networks powered
by heterogeneous blockchains.
As the number of cryptocurrencies grows, cryptocurrency exchanges become the
marketplaces for listing and trading cryptocurrencies. In the current context, users mainly
buy cryptocurrencies as a store of...

Proof of work coins
Miners solve complex
cryptographical puzzles
to validate transactions
The Internet
Of Value
Proof of stake coins
Miners validate
transactions according
to the wealth associated
with their accounts
Each new transaction
confirms one or more
previous transactions
Other cryptographic
Fair exchange, decentralized settlement
Central banks control
monetary policy through
interest rates and reserve
May 2018
... Roadmap

Q3 2017 - Q1 2018
Concept Design.
Q2-Q3 2018
ICO Services.
Q3 2018- Q3 2019
Cryptocurrency Exchange.
Q4 2018 Q2 2019
Market Making.
Q1-Q2 2019
Token Listing.
Q3 2019 - Q1 2020
Decentralized Settlement.
Q3-Q4 2019
Margin Trading.
Q4 2019- Q2 2020
P2P Lending.
Pierre Noizat
Team Member Pierre Noizat Founder & CEO

Dominique Rodrigues
Team Member Dominique Rodrigues CTO

Pierre Tavernier
Team Member Pierre Tavernier CMO

Laetitia Zito
Team Member Laetitia Zito CFO

Anthony Grouselle
Team Member Anthony Grouselle Full-stack developer

Samuel Bezerra
Team Member Samuel Bezerra Mobile developer and Product Owner

Guillaume Berche
Team Member Guillaume Berche Marketing & Business developer

Julien Lee Kien On
Team Member Julien Lee Kien On Marketing & Business developer

Jean-Pascal Beaufret
Advisor Jean-Pascal Beaufret Former Head of the Tax Administration – French Ministry of Finance Advisor – Goldman Sachs

François Véron
Advisor François Véron Founder & Managing Partner – NewFund

Guillaume Arnaud
Advisor Guillaume Arnaud Managing Director – Tikehau Investment Management

Cyril Moutran
Advisor Cyril Moutran Co-founder & CEO – Friendly Co-founder – Feedly

Stéphane Philipakis
Advisor Stéphane Philipakis Stéphane Philipakis

Frédéric Krebs
Advisor Frédéric Krebs Operating Partner – NewFund

Philippe Dardier
Advisor Philippe Dardier Senior Partner – Avolta Partners

Benjamin Grange
Advisor Benjamin Grange CEO – Dentsu Consulting

Julian Kaljuvee
Advisor Julian Kaljuvee Director – Founders Capital Ltd Quantitative Analyst – HSBC Global Banking & Markets

Guillaume Seligmann
Advisor Guillaume Seligmann Partner (Technology, Privacy, & Data Protection) Cohen & Gresser LLP

Muriel Goldberg-Darmon
Advisor Muriel Goldberg-Darmon Partner (Corporate Finance, Regulatory Compliance) Cohen & Gresser LLP

Emmanuel Vaillant
Team Member Emmanuel Vaillant Dev Ops

Anne Bezet
Team Member Anne Bezet Communication Manager

Victor Labrusse
Team Member Victor Labrusse Marketing Manager

Romain Villa
Team Member Romain Villa Client Support Manager

Audric Delcourt
Team Member Audric Delcourt Account Manager

Gary Benezat
Team Member Gary Benezat Product Owner

Naviin Kapoor
Advisor Naviin Kapoor Blockchain Consultant – Abu Dhabi Commercial Bank

Georgi Georgiev
Advisor Georgi Georgiev Founding Partner – Gattaca Digital Asset Management

Eric Poindessault
Advisor Eric Poindessault Co-Founder & CEO – Biggerpan ; Artificial Intelligence Expert

Lothaire Hains Ferland
Advisor Lothaire Hains Ferland Founder – Chainview Decentralized Protocols

Georgi Georgiev
Georgi Georgiev
Founding Partner – Gattaca Digital Asset Management
Blockchain Developer / Bulgaria
Naviin Kapoor
Naviin Kapoor
Blockchain Consultant – Abu Dhabi Commercial Bank
Blockchain Expert
Blockchain ICO Advisor
Advisor, Blockchain Expert
Blockchain Advisor
Blockchain Advisor
Blockchain ICO Advisor
Blockchain ICO expert
Investment Advisor
Digitization | Blockchain Expert | Project Management | Business Analysis | Fintech | Business Transformation
Blockchain Finance Specialist
Blockchain Expert
Blockchain & ICO Consultant
Blockchain Finance Specialist
Blockchain Expert | Project Management | Business Analysis | Business Transformation
Blockchain Advisor
Blockchain & ICO Advisor
ICO and Blockchain Advisor
Strategic ICO Advisor