Caviar
Caviar
Token: CAV


Crypto and real estate in one token

ICO dates
Start date: 2017-12-12
End date:

Registrated in: USA

Platform: Ethereum
Type: ERC20

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https://www.caviar.io/ Screenshot
Caviar categories
Real estate
Caviar whitepaper
Video
Caviar token sale
KYC passing required No | Whitelist No | Restriction for countries No
Hard cap 25,000,000 USD
Tokens for sale 375,000,000
Token distribution in ICO
85%
85%
Price 0.1 USD
Minimal investment 500 USD
Acceppting BTC, ETH, LTC, BCH, WAVES, Fiat
Bonus in ICO
Bonus period 3-5 Jan, 2018 7.5%
Caviar news, social
Caviar search trends in Google
Random whitepaper excerpts

CONTENTS
I. INTRODUCTION
II. INVESTMENT THESIS
III. COMPANY HISTORY AND PROFILE
WHAT IS PRIVATE REAL ESTATE LENDING?
WHY USE PRIVATE REAL ESTATE DEBT?
THE BENEFITS OF PRIVATE REAL ESTATE LENDING ARE:
ASSET TOKENIZATION
IV. BUSINESS MODEL
ADVANTAGES
BENEFITS
CRYPTO INVESTMENT ACTIVITIES
CAVIAR INTELLIGENT PREDICTIVE MODEL (IPM)
REAL ESTATE LENDING ACTIVITIES
REAL ESTATE LENDING PROCESS
APPLICATION AND CREDIT CHECK
MARKET
ARV (AFTER REHAB VALUE) DETERMINATION
IMPROVEMENT
REAL ESTATE LENDING PAST PERFORMANCE
COLLATERAL
PROFIT AND DIVIDEND DISTRIBUTION
V. CAVIAR PLATFORM
VI. AUDIT AND SECURITY
VII. COMPLIANCE
VIII. TIMETABLE/ROADMAP
IX. TOKEN GENERATING EVENT
X. USE OF FUNDS
XI. TEAM MEMBERS
XII. LEGAL DISCLAIMERS
...

INTRODUCTION
Caviar is the first to offer digital assets and real estate in a single cryptographic token available
on the Ethereum blockchain. Our mission is to provide token holders with a diversified, risk
adjusted, data-driven portfolio with exposure to both stable real estate and select crypto-
currencies and crypto-assets, maximizing return on investment while hedging against markets
downturns. Caviar Platform brings utility to Caviar token holders, enabling real estate developers
to raise money for projects using a crowdfunding mechanism, while providing Caviar token
holders and the underlying fund an opportunity to participate in projects and earn interest.
Caviar will issue tokens in a one-time token sale event, and will invest in fast appreciating
crypto-assets and crypto-currencies, allowing investors to capitalize on the high upside of
digital currency markets, while achieving diversification and profit sharing from a less volatile
and more traditional income-producing short term loan portfolio...

INVESTMENT THESIS
Caviar seeks to reduce investment volatility (“beta”) while capturing higher than average
rates of return (“alpha”). Caviar will achieve these goals by combining investments in fast-
appreciating crypto-assets with income-generating short-term loans, backed by real estate in
the United States and other countries. By re-allocating funds between crypto and real estate
markets, Caviar aims to provide income and growth via dual market exposure in a single token.
COMPANY HISTORY AND PROFILE
Caviar is the successor to Caviar Capital LP, a real estate debt fund operating since 2013. Over
the past five years, Caviar Capital successfully financed over 20 redevelopment projects. With a
0% default rate, 0 late payments and an average IRR (internal rate of return) of 16% per annum,
Caviar Capital provides its clients and investors a stable, income-producing and dependable
vehicle for financing and investments. Since its inception, Caviar Capital has consistently
outperformed S&P 5...

For investors, this type of lending presents a unique opportunity. U.S. real estate assets are
considered to be among the most stable, yet currently available investment vehicles such as
REITs are expensive to set up and maintain, have a high minimum investment threshold, and
provide slow or no liquidity.
Furthermore, buying, improving and selling real estate assets is a very lucrative business.
In 2013, according to USA Today
3
, an American newspaper, investors bought and sold over
158,000 properties, for an average profit of over $58,000. In some states, profits exceeded
$100,000 per project. Given the average time it takes to buy, improve and sell a property is
six months, and investors can undertake multiple projects simultaneously, investors can earn
hundreds of thousands or millions of dollars per year.
ASSET TOKENIZATION
Traditionally, if an investor wanted to invest in real
estate, they had two options: either purchase the
real estate directly, or invest in a REIT (Rea...

BUSINESS MODEL
Caviar has developed a proprietary, data driven, dual purpose investment model to capture
growth from fast appreciating cryptocurrencies and crypto-assets, while providing exposure to
income generating U.S. real estate.
ADVANTAGES
The rise of blockchain markets produced a number of funds that invest in cryptocurrencies
and assets. Some of these funds offer their investors profit-sharing options and promise
diversification by keeping a portion of their assets in Bitcoins. However, in highly volatile
crypto-markets, monthly or quarterly profits are not guaranteed. Although Bitcoin is arguably
the least volatile and most liquid crypto-currency today, it is still part of the same asset class
and is prone to volatility.
Caviar provides investors with an opportunity to diversify their portfolios beyond crypto-
currencies and tokens via the fund’s exposure to lower-risk real estate markets. Caviar is in a
unique position to be able to shift funds from crypto-markets to real estate ...

BENEFITS
Dual purpose with strong upside
We diversify crypto-currencies and crypto-assets with income producing real estate
loans, resulting in a risk-sensitive portfolio
Downside protection backed by stable assets
In case of a bear market in real estate or crypto, we can shift investments to maximize
upside
Profit Sharing
Our token holders receive 75% of quarterly profits via smart contract
Stronger predictive power and more effective asset allocation
A proprietary Intelligent Predictive Model for Crypto Asset and Crypto Currency price
forecasting backed by real data science
Transparency
Transactions and investments are visible on blockchain
Strong historical performance
5 years of previous real estate loan investment experience
Experienced team
Years of fixed income, equity, debt, crypto-markets and academic experience
Low minimum entry compared to traditional funds
No minimum investment during the crowd sale
Token value growth
20% of...

CRYPTO INVESTMENT ACTIVITIES
Through strong fundamental analysis and models based on a proprietary framework, Caviar
will be making long term cyclical investments in fast appreciating crypto-currencies and assets
with over $100m in market cap, while also investing in new, high upside projects with “real
world” enablement, payments and finance, blockchain platforms, privacy and other use-cases;
utilizing our proprietary Intelligent Predictive Model.
CAVIAR INTELLIGENT PREDICTIVE MODEL (IPM)
Caviar has developed an innovative predictive model for CryptoAsset (CA) and CryptoCurrency
(CC) price forecasting in both short and long term projection timescales. (Figure 1) The
predictive model relies on historical data to derive linear equations relating historical prices and
growth rates to historical time-variant quantities, and a mixture of time-invariant qualitative/
quantitative metrics. The derived linear equations are then weighted by characteristic R
2
values.
These linear equation...

Both models will pull data automatically from public sources to instantly update the underlying
algorithms and linear equations in order to make judgments in real time regarding increases
or decreases in CA/CC projected growth and/or risk. The model is fully automated and is
designed to alert analysts when an asset held in a portfolio experiences a significant change
in volatility, when a new asset appears online, or when an asset not currently held in a portfolio
rises above a predetermined expected growth threshold. This real time data collection and
mining, working dynamically with an AI predictive scheme based on machine learning, allows
for stronger predictive power and more effective asset allocation.
REAL ESTATE LENDING ACTIVITIES
A portion of Caviar’s assets will be used
for lending to real estate entrepreneurs
for the purposes of purchasing,
improving and selling real estate
assets. Past loans have been extended
mostly in the Northeastern region of the
United States,...

Caviar Roadmap

1
2013
Caviar Capital established
2
2015
Caviar Capital grows to over $1,000,000 AUM
3
November 2017
Caviar presale live
4
December 2017
Token sale live
5
January 2018
Token sale completed, fund closed
6
February 2018
Fund audit by KPMG completed.
Funds deployed into crypto-markets and real estate.
7
March 2018
CAView beta
8
April 2018
First quarterly profit distribution to token holders
9
July 2018
Caviar Platform general availability
Stanislav Sokolinsky
Advisors Stanislav Sokolinsky Economics Advisor

Kairat Kalieyv
Advisors Kairat Kalieyv Business Advisor

James Jamil
Advisors James Jamil Legal Advisor

Benjamin Finch
Advisors Benjamin Finch Strategic Advisor

David M. Wirth
Advisors David M. Wirth Data Science Advisor

Ihor Pidruchny
Advisors Ihor Pidruchny Technology Advisor

Kathy Berardi
Advisors Kathy Berardi PR Advisor

Ivan Labrie
Advisors Ivan Labrie Trading Strategy Advisor

David Drake
Advisors David Drake

James Sowers
Advisors James Sowers

Kirill Bensonoff
Team Kirill Bensonoff Partner

Guy Neumann
Team Guy Neumann Partner

Alex Shvayetsky
Team Alex Shvayetsky Partner

Mikhail Savchenko
Mikhail Savchenko
COO, ICO PROMO
James Sowers
James Sowers
ICO Advisor
Sale Advisor
Blockchain adviser
ICO Advisor
Blockchain Advisor
Advisor
David Drake
David Drake
Strategic Advisor
Advisor
INVESTMENT ADVISOR
Chairman of LDJ Capital
INVESTOR
Managing Partner at LDJ LP Fund Investments
Founder - LDJ Capital Inc
Key Advisor
INVESTMENT AND ICO ADVISOR
ICO Adviser
Chairman of LDJ Capital, LDJ Real Estate Group, Drake Hospitality Group
Founder & Chairman at LDJ Capital. Baanx.com Board Advisor. Leading figure within Cryptocurrency.
Chairman of LDJ Capital
Advisor
BlockChain Advisor
Chairman at LDJ Capital, Board Advisor at Ambrosus and LAToken
Chairman LDJ Capital
Financial Advisor
Advisor & Director on the Advisory Board
STRATEGY ADVISOR
Chairman LDJ Capital
Chairman at LDJ Capital
Founder and Chairman, LDJ Capital
Founder and Chairman, LDJ Capital
Advisor
FOUNDER AND CHAIRMAN, LDJ CAPITAL
David Drake is the Chairman of LDJ Capital
Chairman at LDJ Cayman Fund Ltd.
Investor Relations/Senior Advisor
Advisor
Board Advisor
Founder and Chairman, LDJ Capital Inc. (New York)
Chairman At LDJ Capital
Board Advisor
#1 Crypto Expert on ICObench
Chief STRATEGY officer
Advisor, New York, USA
Advisor
Advisor
ADVISOR
Founder and Chairman, LDJ Capital
Chairman of LDJ Capital, Victoria Partners, LDJ Real Estate Group, Drake Hospitality Group and the Soho Loft Group.
Managing Partner
Ihor Pidruchny
Ihor Pidruchny
Technology Advisor
TECH TEAM LEAD
Product Design
Software Developer
Blockchain Expert/Team Lead
Blockchain Engineer
Blockchain Architect
Blockchain Dev/Lead
Blockchain Engineer
BLOCKCHAIN & SMART CONTRACT DEVELOPER
Co-founder and CEO of Applicature
CTO and Team Lead
IT Manager
DIRECTOR
BLOCKCHAIN & SMART CONTRACT DEVELOPER
Business Development Advisor
Benjamin Finch
Benjamin Finch
Strategic Advisor
Strategic Advisor
Strategic Token Generation Event Advisor