Celsius
Celsius
Token: CEL


P2P Decentralized Lending & Borrowing Platform

ICO dates
Start date: 2018-01-20
End date: 2018-02-20

Registrated in: USA

Platform: Ethereum
Type: ERC20

PREMIUM ICO

HARA

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Goal: 17,000,000 USD
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https://celsius.network/ Screenshot
Celsius categories
Platform Banking
Celsius whitepaper
Celsius token sale
KYC passing required Yes | Whitelist No | Restriction for countries No
Soft cap 15,000,000 USD
Hard cap 100,000,000 USD
Tokens for sale 500,000,000
Token distribution in ICO
50%
50%
Price 1 CEL = 0.30 USD
Price in PreICO 1 CEL = 0.20 USD
Acceppting ETH, BTC, USD
Bonus in ICO Current presale bonus is 20%
Celsius news, social
Celsius search trends in Google
Random whitepaper excerpts

The Celsius Wallet
The Celsius Wallet will be one of the only online crypto wallets designed to allow members to use coins
as collateral to get a loan in dollars, and in the future, to lend their crypto to earn interest on deposited
coins (when they’re lent out).
Crypto Collateral
¢
$
$
Members will be able to borrow USD against
their crypto holdings in their wallet which will
be used as collateral. Our goal is to allow anyone
who’s in need of cash to easily borrow from the
Celsius platform without having to sell their
crypto holdings. The ability to take loans in dollars
against your cryptocurrency will be available
immediately after the CEL tokens are issued.
Crypto Interest
In the future, through the Celsius Network,
cryptocurrencies deposited by members into their
Celsius Wallet will be available on the network
for immediate borrowing and shorting. Coins that
are lent from member wallets will begin to accrue
interest in ...

Introducing: The Celsius Degree Token (CEL)
In conjunction with the launch of the Celsius Crypto Wallet, we’re excited to introduce the Celsius Degree
Token (CEL). Immediately after our Token Generation Event, members will be able to use their CEL tokens
to secure access to loans in dollars using their crypto as collateral. In the future, members who deposit
coins in their Celsius Wallets will also be able to earn Degree Tokens as a reward for lending to the
network.
We’re designing our CEL (ERC20 Degree Token) to be the backbone of the Celsius Network, creating a
value-driven lending and borrowing platform for all our members.
The Celsius Degree Token (CEL), at the moment of the
Token Generation Event (TGE), will have utilities including:
• the ability to become a member in the Celsius
platform and community
• the ability to deposit your cryptocurrencies in
the Celsius wallet
• the ability to apply for dollar loans with
cryptocurrencies as collateral
• the a...

Banking is Broken
Celsius is driven to create a financial platform where your interests are our top priority.
1
Sometimes You Just Need Cash
Members may be holding crypto, but now they need to buy a car or pay
down expensive credit card debt. Unfortunately, most car dealerships or
banks still don’t want cryptocurrency. We believe crypto assets hold real
value, and it should be easy for crypto holders to leverage this value to
borrow cash.
Crypto Collateral = Cash in Hand
We want to make borrowing cash a whole lot easier. Celsius’ goal is to
allow its members to use their crypto holdings as collateral in order to
secure low interest loans in dollars. Rather than selling their crypto (pay
taxes and forfeit potential future gains), with Celsius they can leverage
their cryptocurrency to borrow the cash they need today, while still
maintaining their crypto portfolio for future value.
2
Wallets Without Interest, Nobody Wins
Anyone with cryptocurrency sitting ...

Banking is Broken
3
The 99% Not The 1%
Most financial institutions still don’t get cryptocurrency. They want to
short the market because they’re blinded by being so late to the party on
this one. Right now, there’s no good place for them to go to bet against the
cryptocurrency market other than expensive futures markets like the CME
and centralized exchanges.
Sure, Go ahead and short
Hedge funds, family offices and crypto funds still want to play in the
world of cryptocurrency. Fortunately for us, they are willing to pay high
fees to do so, so many of them want to short the market. After the Token
Generation Event is completed, we will begin working on our platform that
will allow us to make the most of their greed by taking up to
50% cash
deposits and charging them interest when they hedge. This lets us pass
most of the earnings back to the community and lend more dollars to the
rest of the Celsius community.
Cryptocurrency prices are volatile, and ...

Let’s Get Into the Tech
“Our platform will be a unique combination of multi-blockchain nodes, auto trading on
multiple exchanges and a high-end user experience. All this is orchestrated by smart
predictive algorithms designed to reduce rates, maximize profits to our members, mitigate
risks, and maintain the safety and growth of the ecosystem.”
Nuke Goldstein — Co-Founder and CTO
Building Every Day
We’re not thinking about a product, we’re building one. Our
team of 10 plus developers has already produced a working
prototype of both our mobile wallet for lenders and our
shorting platform for borrowers. Both products are now
being beta tested and we plan for our initial public release in
Fall of 2018.
2017
March 2017
Concept formulated (Q2)
May 2017
Team assembled (Q2)
September 2017
Tech team formed & development begins (Q3)
Public announcement at BlockCon (Q3)
October 2017
Private presale begins (Q4)
Public ...

2018
January 2018
Beta released for Celsius mobile wallet and
trader app (Q1)
Presale - 40/35/30% Bonus tiers oversubscribed
March 2018
Presale ends | Public crowdsale begins
March 2018
Public crowdsale ends
April 2018
Token Generation Event and dollar borrowing
against crypto collateral enabled
November 2018
Celsius margin-trading platform beta (multiple
exchanges, risk predicting algorithms, CEL
token distribution based on margin trading
2019
Start scaling up the community
Expand to decentralized coin markets
(when mature/safe)
7
Celsius Network
...

Technical Specifications
Security and Risk
Celsius is building the platform with security at its core. We will use bank-
grade security to keep our members’ assets and data safe. From multi-factor
authentication, to encryption, to private-key double vaults, and more. Our
software is designed with security in mind.
Crypto assets will be distributed among several wallets and top exchanges. In
addition, we will store a cold wallet treasury to provide last-resort insurance in
case of a catastrophic event. We will also employ white-hat hackers and third
party cyber security solutions to provide a continuous cover layer of audit and
protection.
Community Support
We’re here for the cryptocurrency community, our goal is to support the
community by providing them with access to loans using their crypto holdings as
collateral and to also provide the community with a way to earn interest on their
crypto assets.
Lending Protection
Members who lend coins on the Celsius Net...

Celsius’ Token Economics
We’re building the Celsius Platform to allow our members to deposit, lend and
borrow a variety of different crypto assets. The Celsius Degree Token (CEL) will be
key for users who wish to lend or borrow.
Degrees are a platform utility token that is rewarded to crypto holders in the
Celsius Wallet as interest on their coins. That interest is generated from fees,
in CEL tokens, collected from institutional traders who use the assets pool.
Celsius has a non-for-profit model where proceeds are used to cover all costs
and membership growth, while most are distributed back to the members
community.
When the token is issued, members who own CEL tokens will be able to apply
for and receive dollar loans against their current holdings. In addition, users who
accept the loan may pay the interest in CEL tokens for a discount.
Lenders
(Crypto Holders)
Coin Exchanges
(GDax, Gemini,...)
Crypto
Sell Short Crypto
$ Profits
Degrees...

Celsius Roadmap

1
October 25, 2017
Pre TGE starts
2
December 15, 2017
Smart contract published
3
January 20, 2018
Celcius beta launch
4
January 25, 2018
TGE
5
May 2018
Celcius partner credit card
6
August 2018
Celcius credit score system approved by the members
7
October 2018
Protection and insurance of transactions
8
January 2019
Fully established Celcius as a self-sustaining, self-governing institutions
Mališa Pušonja
Mališa Pušonja Blockchain Architect

Antun Debak
Antun Debak Product Design

Moshe Hogeg
Advisors Moshe Hogeg Founder & Co-CEO at Sirin Labs

Jeff Pulver
Advisors Jeff Pulver Industry Pioneer

Chris Dannen
Advisors Chris Dannen Business Strategy

Miko Matsumura
Advisors Miko Matsumura Co-founder at Evercoin

Dr. Elliot Noma
Advisors Dr. Elliot Noma Algorithm/AI Developer

Anton Dzyatkovsky
Advisors Anton Dzyatkovsky CEO of MicroMoney

Ivan Bjelajac
Advisors Ivan Bjelajac Operating Director at GoDaddy / Partner MVP Workshop

Alex Mashinsky
Core Team Alex Mashinsky CEO

S. Daniel Leon
Core Team S. Daniel Leon President and COO

Nuke Goldstein
Core Team Nuke Goldstein CTO

Keith Baumwald
Core Team Keith Baumwald CMO

Alex Mashinsky
Alex Mashinsky
CEO
Founder & CEO of Celsius Network
Founder & CEO Celsius Network - The Credit Coin ICO advisor and Investor.
CEO at Celsius
Prominent Israeli-American entrepreneur
Ivan Bjelajac
Ivan Bjelajac
Operating Director at GoDaddy / Partner MVP Workshop
Asset Tokenization Advisor
Miko Matsumura
Miko Matsumura
Co-founder at Evercoin
Limited Partner Pantera Capital
PANTERA CAPITAL
Pantera Capital LP and founder of Evercoin Exchange
Marketing Advisor
Jeff Pulver
Jeff Pulver
Industry Pioneer
Father of VOIP, Monage Founder & CEO
Advisor
Vice Chairman Alchemist, Founder MoNage, First Investor
Advisor
VOIP Pioneer. Co-Founder, Vonage
Moshe Hogeg
Moshe Hogeg
Founder & Co-CEO at Sirin Labs
Founder & Co-CEO
Blockchain Leader
Mališa Pušonja
Mališa Pušonja
Blockchain Architect
Project Manager R&D engineer @ Devana Labs
Malisa Pusonja
Malisa Pusonja
Blockchain Architecture Advisor