Credible Network
Credible Network
Token: PESA


Reinventing Credit Scoring

PreICO dates
Start date: 2018-09-15
End date: 2018-10-15

ICO dates
Start date: 2018-10-15
End date: 2018-11-15

Registrated in: Singapore

Platform: Ethereum
Type: ERC20

PREMIUM ICO

HARA

Empowering billions by utilizing a global and transparent data exchange.
Ends in 264 days 9 hours
Goal: 17,000,000 USD
Price: 1 HART = 0.059 USD

Dominium

Dominium Blockchain – The one-stop-platform for everything to do with property anywhere in the world!
Ends in 233 days 9 hours
Goal: 17,500,000 USD
Price: 1 DOM = 0.25 EUR
Credible Network categories
Banking
Credible Network whitepaper
Video
Credible Network token sale
KYC passing required No | Whitelist Yes | Restriction for countries China,USA
Soft cap 5,000,000 USD
Hard cap 18,500,000 USD
Tokens for sale 250,000,000
Token distribution in ICO
50%
50%
Price in PreICO 1 PESA = 0.09 USD
Acceppting BNB,BTC,ETH
Bonus in ICO Up to 20%
Credible is the only global distributed ledger to store business credit data on the blockchain in a way that disrupts the incumbent credit bureaus and inefficient loan processes. And we’re doing this to solve the $5.2 trillion funding gap suffered by SMEs each year who struggle to gain credit because of a lack of trustworthy data.

How does it work?
Credible democratizes credit data ownership, putting it back into the hands of businesses. It’s credit data built to be open and accessible.

1) Data Collection - Businesses own their own data. They are incentivized to build strong credit histories as they share their business credit data on the blockchain.
2) Data Usage - Our ecosystem connects lenders, data providers, credit scorers, researchers & enterprises to contribute, verify and consume credit data.
3) Financial Marketplace - The Credible marketplace is open to purchase raw data, value added credit reports and loan provision facilitated by Trusted Escrow Agents (TEAs).

Technology
Credible has its own infrastructure, a blockchain network for public access, querying and data contribution. It is multi-country and will comprise a large number of nodes, each a Trusted Escrow Agent (TEA):
- Credible uses blockchain in a novel way to store cryptographically secured data
- Tendermint validators ensure Byzantine-fault tolerance across all nodes
- We adopt MongoDB as our storage layer in a noSQL database for large datasets
- Flexible JSON data models for hierarchy, classification and querying across credit data

Our code and design is and will always be open source and is shared on Github. We encourage collaboration and welcome suggestions to improve the design and flow of Credible.

Team
SmartPesa is the team behind Credible. It is an experienced payments and agency banking FinTech which has been powering transactions for over 8,000 business owners in 5 countries since 2014. SmartPesa’s regulatory and standards compliant platform-as-a-service provides a range of financial services across the last mile in Emerging Markets. It can be deployed on-premises or in the cloud and supports international and local cards, wallets, APIs as well as cryptocurrencies.

Credible is the SmartPesa’s team 3rd Blockchain project after successfully rolling out CryptoPayments and CryptoATM which are part of the SmartPesa product suite. We see our role as developing the first wave of Credible, helping to add data and becoming the first TEA.

Credible Network news, social
Credible Network search trends in Google

Credible Network Roadmap

1
Nov 2017 - Feb 2018
Run own own nodes.
R&D on Bitcoin/Litecoin RPC + ZMQ. Bitcoin and Litecoin merchant payments.
2
APR 2018
Register patent for blockchain based payments (SG 10201802929R).
3
JUN 2018 - AUG 2018
Token Sale.
4
Aug 2018
Testnet launched
5
Q3 2018
Publish credit data model and taxonomy (systematics, structure, hierarchy).
6
Q4 2018
R&D on Credible (data replication, consensus, trial data, noSQL storage), incorporate local offices in PH.
7
Q1 2019
Design Credible RPC (interface, validation), Credible Token acceptance payment.
8
Q2 2019
Launch Credible testate with Credible Explorer. First 20 nodes shared keyring, joining and recovery.
9
Q3 2019
Credible SDKs for Mobile publish Credible RPC interface for add, validate, search, purchase credit data.
10
Q4 2019
Onboard existing merchants onto new blockchain with terminal service provides (TSP) and merchant service provides (MSP).
11
Q1 2020
Sign on data consumers (MFI, banks, loan providers).
12
Q2 2020
Credit scoring model, loan provision support.
13
Q3 2020
Dynamic data pricing exchange.
Barry Levett
Barry Levett CEO & Co-Founder

Cat Williams- Treloar
Cat Williams- Treloar Chief Marketing Officer

Thorsten  Neumann
Thorsten Neumann CTO & Architect

Shlomi Podgaetz
Shlomi Podgaetz Business Development

Phuc Nguyen
Phuc Nguyen Cryptography & Blockchain Engineer

Trung Nguyen
Trung Nguyen Backend & Blockchain Engineer

Shaik Ashiq
Shaik Ashiq Android & iOS Engineer

Malvin Sutanto
Malvin Sutanto Senior SDK Engineer

Jun Azuelo
Jun Azuelo Operations Manager

Huỳnh Thái Tâm
Huỳnh Thái Tâm Senior Developer

Hoang Anh Vu
Hoang Anh Vu Payment & Cryptography Specialist

Jovin Tay
Jovin Tay Head Of Engagement

Matteo  Chiampo
Advisors Matteo Chiampo CGAP Consultant, SUSS Fellow, Travelkhana

Ville  Öhman
Advisors Ville Öhman Cryptocurrency Fund Manager, Blockchain Technologies

Fabio Nehme
Advisors Fabio Nehme Entrepreneurial Business Leader, Investment

Ali Hussein Kassim
Advisors Ali Hussein Kassim C-Level Executive, Financial Inclusion advocate, FinTech

Roy Lai
Advisors Roy Lai CEO and Co-Founder, InfoCorp and SentinelChain

Dr. Rex Yeap
Advisors Dr. Rex Yeap Partner of Invention Capital, Inventor of IP Blockchain

Barry Levett
Barry Levett
CEO & Co-Founder
CEO & Co-Founder
Cat Williams- Treloar
Cat Williams- Treloar
Chief Marketing Officer
Chief Marketing Officer
Dr. Rex Yeap
Dr. Rex Yeap
Partner of Invention Capital, Inventor of IP Blockchain
Fabio Nehme
Fabio Nehme
Entrepreneurial Business Leader, Investment
Entrepreneurial Business Leader, Investment
Hoang Anh Vu
Hoang Anh Vu
Payment & Cryptography Specialist
Payment & Cryptography Specialist
Huỳnh Thái Tâm
Huỳnh Thái Tâm
Senior Developer
Senior Developer
Jovin Tay
Jovin Tay
Head Of Engagement
Head Of Engagement
Jun Azuelo
Jun Azuelo
Operations Manager
Operations Manager
Malvin Sutanto
Malvin Sutanto
Senior SDK Engineer
Senior SDK Engineer
Matteo  Chiampo
Matteo Chiampo
CGAP Consultant, SUSS Fellow, Travelkhana
CGAP Consultant, SUSS Fellow, Travelkhana
Phuc Nguyen
Phuc Nguyen
Cryptography & Blockchain Engineer
Cryptography & Blockchain Engineer
SENIOR SOFTWARE ENGINEER
Roy Lai
Roy Lai
CEO and Co-Founder, InfoCorp and SentinelChain
CEO/CTO/Founder
Shaik Ashiq
Shaik Ashiq
Android & iOS Engineer
Android & iOS Engineer
Shlomi Podgaetz
Shlomi Podgaetz
Business Development
Thorsten  Neumann
Thorsten Neumann
CTO & Architect
CTO & Architect
Trung Nguyen
Trung Nguyen
Backend & Blockchain Engineer
Backend & Blockchain Engineer
Ville  Öhman
Ville Öhman
Cryptocurrency Fund Manager, Blockchain Technologies
Cryptocurrency Fund Manager, Blockchain Technologies