CrowdWiz ICO

CrowdWiz.io
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Abstract
The Krypton Software team is building CrowdWiz, a next generation decentralized investment
ecosystem, based on the Ethereum blockchain. We will use blockchain technology to revolutionize and
democratize the investing and capital raising process by eliminating market intermediaries, such as
investment brokers, fund managers, underwriters, and other types of big centralized financial
institutions. By doing so, we will place the power and control over their investments entirely in the
hands of investors.
Our aim is to give investors direct access to investment opportunities in the crypto world and to enable
entrepreneurs to raise capital for their projects in an effective, cost-efficient, and secure way. The
CrowdWiz ecosystem is based on the concept of crowd wisdom, which utilizes the collective opinion of a
group (the crowd) rather than that of an individual expert. We will use crypto financing (via Initial Coin
Offering)
to raise capital for the ecosystem, as...

CrowdWiz.io
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Our unique strength is our team’s ability to enable a
one-of-a-kind ecosystem, powered by the technical
knowhow of an established industry leader like Krypton Software, which combines the robust concept of
crowd wisdom and blockchain technology to create value and bring the investment process to its next
evolutionary level. We have a track record of bringing state-of-the-art financial software platforms to
the market, which supports our vision and mission regarding this innovative and disruptive project.

Krypton Software
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Contents
1. INTRODUCTION ............................................................................................................................................. 6
W
HAT IS A
D
ECENTRALIZED
I
NVESTMENT
M
ARKET
?..............................................................................................................6
W
ISDOM OF THE
C
ROWD
.................................................................................................................................................7
C
HALLENGES
.................................................................................................................................................................8
P
ROBLEMS AND
S
OLUTIONS
.............................................................................................................................................8
M
ARKET
S
IZE
, P

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W
IZ
F
UND
...................................................................................................................................................................23
W
IZ
V
OTE
...................................................................................................................................................................24
W
IZ
T
RADER
................................................................................................................................................................25
W
IZ
S
TORE
..................................................................................................................................................................26
S
ECURITY
....................................................................................................................................................................27
General
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B
ENJAMIN
T
RUMAN
.....................................................................................................................................................40
S
TANISLAV
S
TAYKOV
.....................................................................................................................................................40
P
LAMENA
G
ETOVA
.......................................................................................................................................................41
N
ADEZHDA
K
ASABOVA
..................................................................................................................................................41
10. ADVISORY BOARD ................................................................................................................................... 41
I
LAN
T
ZORYA
....................................

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returns. It provides a flexible solution to achieving the goals of all market participants by minimizing
risks, lowering costs, and opening up limitless opportunities for synergistic collaboration and value
creation.
In today’s economy,
shareholder activism is on the rise. We see increasingly more often activist hedge
funds like Dan
Loeb’s Third Point, Bill Ackman’s Pershing Square an
d the legendary Carl Icahn making
headlines with their bold investment strategies designed to optimize corporate structures and crystalize
shareholder value. This value creation opportunity was born by the inefficiencies of centralized
representative governance systems. Corporate management often does not act in the best interest of
shareholders due to various conflicts of interest, and the same is valid also in fund management. This is
the well-known and studied in economics principal
–
agent problem. There have been devised numerous
mechanisms to mitigate...

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Challenges
The main challenge to the crowd wisdom concept, which has slowed it down from reaching mass
adoption thus far in the investment sector is the disconnect from traditional early stage professional
investors like venture capital or business angels, which may provide additional value with services
beyond funding, such as strategic and technical advice, mentoring and networking. Another challenge
comes from external market failures that might get out of control, since in groups, the action of one
individual influences the decisions of others.
We believe that CrowdWiz can mitigate these challenges. As a decentralized, democratic ecosystem that
gives one vote to each investor, it ensures that no individual will have disproportionate control over
collective decision-making, regardless of the number of tokens he or she holds. By eliminating conflicts
of interest via a transparent blockchain solution, which is at the core of the CrowdWiz value proposition,
we will optimize th...

CrowdWiz.io
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history of rent-seeking behavior by such large, inefficient and stagnant financial intermediaries, which
have become too-big-to-fail pillars and gate-keepers of the global financial system. The global financial
crisis of 2007-2008 and the European sovereign debt crisis of 2010 clearly demonstrated the deficiency
of the current banking system, rating agencies and governments to protect the interests of customers,
individual investors and citizens.
CrowdWiz is designed to correct this flaw in the system and place the control in the hands of regular
people.
To summarize, the current market issues and inefficiencies that CrowdWiz is addressing are:
1. High fees
–
layers of centralized management and 3
rd
party intermediary services increase the
cost base of the traditional investment management model.
Solution: with the CrowdWiz platform, investors will have direct access to crypto investment
accounts.
2. Conflicts of interest
– <...