Cryptopay
Cryptopay
Token: CPAY


A better way to manage your money

PreICO dates
Start date: 25th Sep 2017
End date: 26th Sep 2017

ICO dates
Start date: 2017-10-02
End date: 2017-10-30

Registrated in: UK

Platform: Ethereum

PREMIUM ICO

HARA

Empowering billions by utilizing a global and transparent data exchange.
Ends in 82 days 2 hours
Goal: 17,000,000 USD
Price: 1 HART = 0.059 USD

Dominium

Dominium Blockchain – The one-stop-platform for everything to do with property anywhere in the world!
Ends in 51 days 2 hours
Goal: 17,500,000 USD
Price: 1 DOM = 0.25 EUR
https://cryptopay.me/ Screenshot
Cryptopay categories
Investment Cryptocurrency Business services Banking
Cryptopay whitepaper
Cryptopay token sale
KYC passing required No | Whitelist No | Restriction for countries No
Soft cap 1,000,000 EUR
Hard cap 150,000 ETH
Token distribution in ICO
55%
55%
Price 0.31 USD
Minimal investment 0.04 ETH
Acceppting BTC, ETH, Various
Cryptopay news, social
Cryptopay search trends in Google
Random whitepaper excerpts

Legal Disclaimer
.…………………………………………………………………………………………………………
01
Risk statement
.……………………………………………………………………………………………………………
02
Restricted Areas
..…..……………………………………………………………………………………………………
03
Introduction
..….…………………….………………………………………………………………………………………
04
About the company
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05
Short Summary
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05
Cryptopay Management
……………………………………………………………………...

Legal Disclaimer
Please read the following notice carefully before proceeding to read this
Whitepaper document issued by CPAY Foundation Limited, an exempted
company incorporated and existing under the laws of the Cayman Islands
(hereinafter – “Distributor”). This notice applies to all persons who read this
document. Please note this notice may be altered or updated.
The Whitepaper does not constitute any relations between you (hereinafter –
“you” or “Holder”) and the Distributor. Acquiring of the CPAY tokens is available
only after accepting the Terms of tokensale (hereinafter – “T&C”).
Acquisition of CPAY cryptographic tokens does not present an exchange of
cryptocurrencies for any form of ordinary shares of the Distributor and a Holder
of CPAY cryptographic tokens is not entitled to any guaranteed form of dividend,
Holders of CPAY tokens are only entitled to certain rights within the T&C.
CPAY tokens are not intended to constitute securities in any jurisdicti...

Risk Statement
No regulatory authority has examined or approved any of the information set out
in this Whitepaper. No such action has been or will be taken under the laws,
regulatory requirements or rules of any jurisdiction. The publication, distribution
or dissemination of this Whitepaper does not imply that the applicable laws,
regulatory requirements, or rules have been complied.
To the maximum extent permitted by the applicable laws, regulations and rules,
CPAY Foundation limited and its a

liates and their respective o

cers,
employees or agents will, in relation to the website and CPAY tokens, not be
liable for any damages of any kind, including, but not limited to, direct,
consequential, incidental, special or indirect damages (including but not limited
to lost profits, loss of revenue or third party loss whether foreseeable or
otherwise, trading losses or damages that result from use or loss of use of the
website and CPAY Tokens).
For the av...

Risk Statement (continued)
results to di

er materially from those indicated in these statements. These
factors include but are not limited to those described in the part of the T&C
entitled ''Risks'', which should be read in conjunction with the other cautionary
statements that are included in the T&C. Any forward-looking statements in the
Whitepaper reflect the Distributor’s current views with respect to future events
and are subject to these and other risks, uncertainties and assumptions relating
to the Distributor’s operations, results of operations and growth strategy. These
forward-looking statements speak only as of the date of the Whitepaper.
Prospective buyers of the CPAY tokens should specifically consider the factors
identified in the Whitepaper and T&C which could cause actual results to di

er
before making a purchase decision. No statement in the Whitepaper is intended
as a profit forecast and no statement in the Whitepaper should ...

Introduction
As the popularity and mainstream acceptance of blockchain and digital assets
increase, traditional investors have been looking for more exposure to these
digital assets and blockchain based technologies. However, many things can be
“lost in translation” when it comes to integrating the digital currency world and
the world of traditional finances. Providing a seamless exchange between crypto
and conventional assets is the underlying philosophy behind Cryptopay
expansion and Initial Coin O

ering (ICO).
Investors, who use digital currencies, currently have to interact with several
counterparties to successfully manage their risks and portfolio. These
counterparties being traditional banks, payment networks and financial services
companies. The majority of them don’t understand the nature of digital
currencies, which can cause frustration, account freezes, losses and not to
mention the various ine

ciencies that come with moving between the...

About the company
Short Summary
Cryptopay has been in operation since 2013 and is one of the longest running
digital currency service providers in Europe. It has a broad range of services for
the digital currency world - starting with merchant services for bitcoin
transactions and building on that to a full digital assets wallet with prepaid card
and payment services.
Here are some facts about Cryptopay’s current business:
• Established in 2013;
• Headquarter is based in London;
• Three o

ces worldwide;
• 56 full-time employees;
• More than 450,000 users registered;
• More than 91,000 cards issued.
• Monthly volume of transactions is over 22 mln EUR with a sustainable
growing trend;
• Profitable and cash flow positive since 2016;
• Fully compliant with EU Data protection legislation;
• FCA registered small payment institution;
• PCI-DSS Level 1 certified.
We are now raising funds to finance the dev...

Cryptopay Management
George Basiladze
Founder
MsC in finance, George has had various research analytical
experience at di

erent Russian investment firms and also holds an
in-depth knowledge of financial systems. Experienced professional
with PE/VC and corporate finance background, passionate on
starting new products or act as an adviser for other founders
regarding strategy, business modeling, valuation and fundraising.
Dmitry Gunyashov
Founder
Dmitry is a long-term bitcoin supporter and has been involved with
the bitcoin community for more than 5 years. Dmitry has a 7+ years
history in building e-commerce businesses and successfully
managed the development work of multiple payment systems in the
past.
Eric Benz
Managing Director
With over ten years of experience in fintech, Eric has delivered
innovative SaaS systems for the biggest institutions around
payments, identity, and banking infrastructure. Ever since hopping

Advisers
Marc Kenigsberg
Founder of BitcoinChaser
A firm believer in Bitcoin since 2013, Marc operates various Bitcoin
websites and projects. He is a veteran of the gambling industry with
15 years experience in various marketing roles and also an a

liate
in the financial space and operates industry leading financial portals.
Artem Tolkachev
Director in Deloitte
Artem has a broad legal expertise in the area of fintech and internet
content projects. He has supported the activities of the largest
mPOS solutions in CIS and Russia. Artem has developed the legal
infrastructure for a range of payment systems, some of which
include crypto.
Christian Papathanasiou
CEO at GCX LTD
Christian has managed some of the largest application security
programmes in the world for financial services institutions. He has
sat on various board risk committees, set enterprise wide IT security
standards and worked with regulators in the UK, US and Singap...

Cryptopay Roadmap

1
Up to EUR 15 mln equivalent
A financial services platform that will allow digital currency community to invest in traditional financial instruments like stocks, indices and futures to hedge the exposure to digital currency assets.
2
Up to EUR 35 mln equivalent
A banking institution in EEA that will provide full suite of banking/investment services for the community.
3
Up to EUR 50 mln equivalent
A p2p saving/lending/investment platform for individuals and companies.
Eric Benz
Eric Benz Managing Director

Adriaan Brink
Advisors Adriaan Brink Founder of Earthport

Fred Lum
Advisors Fred Lum Founder of RPNpay

Christian Papathanasiou
Advisors Christian Papathanasiou CEO at GCX LTD

Marc Kenigsberg
Advisors Marc Kenigsberg Founder of BitcoinChaser

Jon Matonis
Advisors Jon Matonis Founder of Bitcoin Foundation

Artem Tolkachev
Advisors Artem Tolkachev Director in Deloitte

George Piskov
Advisors George Piskov Director at Unistream Bank

George Basiladze
George Basiladze
Founder
Financial System. Co-founder Cryptopay Ltd
Advisor
Founder Cryptopay
Eric Benz
Eric Benz
Managing Director
Blockchain advisor
Strategy Advisor
MD, CRYPTOPAY
Adviser
Advisor
Advisor (Managing Director, CRYPTOPAY)
Advisor / CEO Cryptopay
Managing Director at Cryptopay
Blockchain Advocate
Adriaan Brink
Adriaan Brink
Founder of Earthport
Christian Papathanasiou
Christian Papathanasiou
CEO at GCX LTD
Advisor to Board of Directors
Advisor to Board of Directors
Marc Kenigsberg
Marc Kenigsberg
Founder of BitcoinChaser
EXTERNAL ADVISOR
Founder of BitcoinChaser
Blockchain advisor
BLOCKCHAIN AND ICO ADVISOR
Founder of BitcoinChaser
Advisor on tokenomics and data
Founder of BitcoinChaser
Founder of BitcoinChaser.com
Founder of BitcoinChaser
Founder at BlockSmarter, Creator of BitcoinChaser
Tokenomics and Data Management Advisor
MARC KENIGSBERG
MARC KENIGSBERG
FOUNDER BLOCKSMARTER
Jon Matonis
Jon Matonis
Founder of Bitcoin Foundation
Chairman, Strategic Adviser Bitcoin & Blockchain, Entrepreneur
Founding Director of the Bitcoin Foundation
FOUNDING DIRECTOR AT BITCOIN FOUNDATION, EXCHANGE TECHNOLOGY
Chairman
Advisor
Founding Director at Bitcoin Foundation. CEO of Hushmail. Startup Team at RSA's VeriSign.
Blockchain advisor
Head of Advisory Board
Artem Tolkachev
Artem Tolkachev
Director in Deloitte
Legal advisor
George Piskov
George Piskov
Director at Unistream Bank
Director at Unistream Bank