Fluzcoin
Fluzcoin
Token: FFC


The Intelligent Retail Currency

PreICO dates
Start date: 2018-07-01
End date: 2018-11-30

ICO dates
Start date: 2018-12-01
End date: 2018-12-15

Registrated in: Panama

Platform: Ethereum
Type: ERC20

PREMIUM ICO

HARA

Empowering billions by utilizing a global and transparent data exchange.
Ends in 12 days 10 hours
Goal: 17,000,000 USD
Price: 1 HART = 0.059 USD

Dominium

Dominium Blockchain – The one-stop-platform for everything to do with property anywhere in the world!
Ends in 18 days 13 hours
Goal: 17,500,000 USD
Price: 1 DOM = 0.25 EUR
Fluzcoin categories
Cryptocurrency Platform Retail
Fluzcoin whitepaper
Video
Fluzcoin token sale
KYC passing required No | Whitelist Yes | Restriction for countries USA
Soft cap 10,000,000 USD
Hard cap 212,000,000 USD
Tokens for sale 2120089400
Token distribution in ICO
65,78%
65,78%
Acceppting BTC,ETH

“Everyone can create money; the problem is to get it accepted” - Hyman Minsky

Fluzcoin solution

Fluzcoin, as an independent retail coin structured in computer-aided governance, solves the problems of speed, cost, compliance and excess volatility; ushering in a true retail coin ready for mass adoption. Fluzcoin’s Artificial Intelligence (AI) algorithm, EUNOMIA, overcomes crypto-economic volatility with real-time, computer-aided market corrections to the Fluzcoin supply and demand.

The value generated by minting new Fluzcoins is maximized by Fluzcoin holders in the form of proof of stake; meaning the accumulation of Fluzcoin, results in an appreciation path similar to traditional cryptocurrencies even though the value of an individual Fluzcoin may never skyrocket.

Fluzcoin’s computer-governed economy results in a transparent and predictable fluctuation path, compared to FIAT and crypto-currencies.

Fluzcoin’s clever, patent-pending (United States patent application pending 62/648,206) coin minting rationale creates additional value without the need for energy intensive crypto-mining infrastructure.

The appeal of Fluzcoin

Fluzcoin holders enjoy effortless minting of new coins by simply holding the coin; making Fluzcoin the most rewarding retail currency available.

Retail prices in Fluzcoin are also likely to be lower than FIAT values, as merchants are able to pass transaction cost-savings to customers. Lower prices combined with strong commercial discounts, partially paid from the Fluzcoin Initial Coin Offering (ICO) raise, and an easy to use mobile app environment, incentivizes consumer adaptation.

Merchants benefit from Fluzcoin as it allows for cost and default-risk free transactions with collected funds available in real time, which are immediately convertible to FIAT currencies.

All Fluzcoin retail participants will have cleared Know-Your-Customer (KYC) making it a compliant coin for the accepting merchant who gains exposure to a new generation of digital and mobile consumers.

Data Economy and Data Network Effects

Data is the new oil - as the Economist eloquently describes on its cover in May last year. And data is what merchants in the non-ecom sphere struggle to harvest.

Fluzcoin enables merchants to glean data-driven insights that drive profitable decision-making. Aggregating over individual shoppers the Fluzcoin Consumer Insights API enables merchants to dock on and retrieve information and insights about the behaviour, interests and intents of their shoppers.

Wondering what to restock, how to handle a big promotion period coming up, how much to invest stock and visibility to a new brand, OEM or celebrity that onboards the offer? Just ask the Consumer Insights API for data-driven insights that inform the decision-making of brands allowing analyses only in the carefully guarded aggregate, safeguards the privacy of Fluzcoin users by maintaining full anonymity.

Fluzcoin’s ability to create massive data-sets gives rise to data network effects. The broader Fluzcoin adoption; the better the consumer insights merchants can draw from implementing and incentivising Fluzcoin - strengthening the depths and breadths of consumer insights.

Fluzcoin news, social
Fluzcoin search trends in Google
Random whitepaper excerpts

AGENDA
Introduction
3
Mechanics
12
Go to Market & Benefit
35
to Market Participants
Financing & Governance EUNOMIA
46
Team
64
Competition
81
Relation to Fluz Fluz
83
Outlook
84
Retail coin platform & Consumer Finance
Risks
87
FAQ
89
Disclaimer and Terms and Conditions
102
Contact us at
[email protected]
...

INTRODUCTION

“Everyone can create money; the problem is to get
it accepted” - Hyman Minsky
Fluzcoin
solution
Fluzcoin,
as an independent retail coin structured in computer-aided
governance,
solves the problems
of speed, cost, compliance and
excess volatility; ushering in a true retail coin ready for mass adoption.
Fluzcoin’s Artificial Intelligence (AI) algorithm, EUNOMIA, overcomes
crypto-economic volatility with real-time, computer-aided market
corrections to the Fluzcoin supply and demand.
The value generated by minting new Fluzcoins is maximized by
Fluzcoin holders in the form of dividends; meaning the accumulation
of Fluzcoin, results in an appreciation path similar to traditional
cryptocurrencies even though the value of an individual Fluzcoin may
never skyrocket.
Fluzcoin’s computer-governed economy results in a transparent and
predictable fluctuation path, compared to FIAT and crypto-currencies.
Fluzcoin’...

The appeal
of Fluzcoin
Fluzcoin holders enjoy effortless minting of new coins by simply
holding the coin;
making Fluzcoin the most rewarding retail currency
available.
Retail prices in Fluzcoin are also likely to be lower than FIAT values,
as merchants are able to pass transaction cost-savings to customers.
Lower prices combined with strong commercial discounts, partially
paid from the Fluzcoin Initial Coin Offering (ICO) raise, and an easy to
use mobile app environment, incentivizes consumer adaptation.
Merchants benefit from Fluzcoin
as it allows for
cost and
default-risk free transactions
with
collected funds available in
real time,
which are immediately convertible to FIAT currencies.
All Fluzcoin retail participants will have cleared Know-Your-Customer
(KYC) making it a compliant coin for the accepting merchant who
gains exposure to a new generation of
digital and mobile consumers.
Data Economy
and Data ...

Wondering what to restock, how to handle a big promotion period
coming up, how much to invest stock and visibility to a new
brand, OEM or celebrity that onboards the offer? Just ask the
Consumer Insights API for data-driven insights that inform the
decision-making of brands--allowing analyses only in the carefully
guarded aggregate, safeguards the privacy of Fluzcoin users by
maintaining full anonymity.
Fluzcoin’s ability to create massive data-sets gives rise to data
network effects. The broader Fluzcoin adoption; the better the
consumer insights merchants can draw from implementing and
incentivising Fluzcoin - strengthening the depths and breadths of
consumer insights.
The Retail
Adoption Process
Fluzcoin is well positioned with the
global trend towards mobile
payments.
A fine tuned system of a) careful choice of limited initial
geographic scope, b) focus on specific customer and merchant target
group, c) aggressive commercial incentives d) hea...

The mission of cryptocurrencies still is to replace an antiquated and
at least partially rigged and inefficient monetary system, with
an elegant decentralised currency system fit for daily use - and in
particular for retail - of clean, practical, structured and intelligent
code that will independently maintain its integrity and functionality.
Deficiencies of
cryptocurrencies
The promise of daily use of cryptocurrencies as a payment means
has so far not been realised.
On the retail merchant side,
transaction speeds have turned out to be too slow for widespread
adoption, and the price of running a business in terms of transaction
costs has skyrocketed as transaction volume and size have increased;
compliance with the law has also been questioned as illicit dealings
have harmed the original good faith purpose of cryptocurrencies.
Perhaps most significantly, for both merchants and consumers, the
volatility of cryptocurrency values has been and is at levels far beyond

So-called stablecoins try to solve these issues
by pegging to fiat currencies - which of course
is self-defeating as the solution is circular - such
coins do not only solve the issues presented,
but are further weighed down by the problems
of the current FIAT currencies the coins were
meant to replace.
The technology
Fluzcoin is deliberately configured as technology-
agnostic. For the start it has chosen JP Morgan
Quorum forked from Ethereum, in a version
customized for institutional needs. The adoption of
a validated solution,
JP Morgan Quorum last
generation permission based blockchain,
enables
high throughput as well as data privacy.
Fluzcoin will also provide its own wallet to store,
sell, buy and pay with Fluzcoin at retail through
practical QR code scanning. Corporate Fluzcoin
wallets will provide merchants with the necessary
accounting input to reconcile Fluzcoin payments.
Contact us at
[email protected]
7 ...

The ICO
In order to establish Fluzcoin, Fluzcoin Global Inc will undertake a
compliant ICO.
The proceeds of the ICO will be used to configure
the technology and to engage in significant marketing efforts.
Even though the coin and concept might be clear and value
promoting, it is crucial to market the coin and to accumulate
additional consumer trust through brand building and the creation
of a monetary model backed by liquid reserves that will pride for
the stability of the coin and the mitigation of potential volatility.
While the initial targets will be in focused markets, the vision is to
create an independent global currency.
Retailers are invited to participate in the ICO and are incentivized
for early commitment. Post-ICO retailers will join based on current
market conditions.
Fluzcoin
Governance
The governance of the coin will not be done through Fluzcoin Global
Inc as a private entity but through a newly established and fully
independent

Relation to
Fluz Fluz
Fluz Fluz, the name-giving consumer cash-back network awarding
everyday household consumption will for its US operations be one of
the early adopters of Fluzcoin, issuing Fluzcoins as cash back reward
coins to utilize in the Fluz Fluz cash-back network.
Fluz Fluz and Fluzcoin exist as separate companies and value
propositions and are governed independently.
Outlook
Retail platform coin
Fluzcoin Global management has its eyes firmly set on making
Fluzcoin a mass market phenomenon. Establishing a true retail
cryptocurrency offers in itself the promise of launching an ecosystem
beyond this coin by turning Fluzcoin into a platform and spawning
new currencies and applications.
Much like what Ethereum represents for the token industry and
Ripple potentially for the banking world, we envisage as a stage
two to open the Fluzcoin infrastructure to developers of retailers
and other merchants to build retail cryptocurrencies of their own.
...

Fluzcoin Roadmap

1
Nov 2017
Idea shaping.
2
Jan 2018
Idea sharpening and preparation.
3
Feb 2018
Whitepaper & refining and backtesting.
4
Mar 2018
Start of retailer onboarding.
5
Jun 2018
Start of private placements via ERC 20 Fluzcoin Token in selected jurisdictions and to selected audience. Patent Application.
6
Jul 2018
EUNOMIA Foundation. Representatives Positioning.
7
Dec 2018
Trading Start of ERC 20 Fluzcoin Token.
8
Q1 2019
Implementation of AI based Fluzcoin Quorum blockchain and retail acceptance.
Stefan Krautwald
Team Stefan Krautwald Commercial Director

David Rosenblatt
Team David Rosenblatt Corporate Development Director

Antons Sapriko
Team Antons Sapriko IT Director

Glebs Vrevsky
Team Glebs Vrevsky Marketing Director

Uldis Baumerts
Team Uldis Baumerts Product Coordinator

David M. Leibowitz
Team David M. Leibowitz Asia Regional Manager

Davis Krikauskis
Team Davis Krikauskis Delivery Manager

Aigars Pavlovics
Team Aigars Pavlovics Head of Operations

Andreas Antrup
EUNOMIA Foundation Council Andreas Antrup Council Member

Vikram Nagrani
EUNOMIA Foundation Council Vikram Nagrani Council Member

José Abbo
EUNOMIA Foundation Council José Abbo Council Member

Raghavendra Srinivasan
Technical Advisors Raghavendra Srinivasan

Florian Burkart
Technical Advisors Florian Burkart

Ruchika Kumar
Technical Advisors Ruchika Kumar

Mario Cohen
Technical Advisors Mario Cohen

Karthik Iyer
Technical Advisors Karthik Iyer

Maurice Harary
Active Board Advisors Maurice Harary

Lars Rydstrom
Active Board Advisors Lars Rydstrom

Keith Teare
Active Board Advisors Keith Teare

Karl Karlsson
Active Board Advisors Karl Karlsson

Anil Benard-Dende
Active Board Advisors Anil Benard-Dende

Jose Ruiz
Active Board Advisors Jose Ruiz

Dr. Sebastian Fourne
Active Board Advisors Dr. Sebastian Fourne

Roman Karimov
Active Board Advisors Roman Karimov

Phil Dardier
Active Board Advisors Phil Dardier

David Adelman
Active Board Advisors David Adelman

Isaac Levy
Active Board Advisors Isaac Levy

Alon Horovitz
Active Board Advisors Alon Horovitz

Bryan Feinberg
Advisors Bryan Feinberg Active Board Advisor

Bryan Feinberg
Bryan Feinberg
Active Board Advisor
EXECUTIVE DIRECTOR & CCO
Advisor
Stefan Krautwald
Stefan Krautwald
Commercial Director
Antons Sapriko
Antons Sapriko
IT Director
CEO & Founder of Scandiweb COO and Co-founder of Publica.com
Uldis Baumerts
Uldis Baumerts
Product Coordinator
Davis Krikauskis
Davis Krikauskis
Delivery Manager
Aigars Pavlovics
Aigars Pavlovics
Head of Operations
CMO of Scandiweb
Andreas Antrup
Andreas Antrup
Council Member
BOARD ADVISOR
Keith Teare
Keith Teare
Executive Chair at Accelerated Digital Ventures
Advisor
CO-FOUNDER OF TECHCRUNCH
Executive Chair of UK venture company Accelerated Digital Ventures
COFOUNDER OF TECHCRUNCH
The co-founder of TechCrunch
Technology Entrepreneur
Adviser
TechCrunch founding team, Founder & Executive Chairman, Accelerated Digital Ventures
Karthik Iyer
Karthik Iyer
Blockchain Advisor
CEO of BlockchainMonk
India Ambassador of the P2P-Foundation, and founder and CEO of BlockchainMonk
Head of South East Asia
CEO, BlockchainMonk
Maurice Harary
Maurice Harary
Vikram Nagrani
Vikram Nagrani
Council Member
Legal and Compliance
BOARD ADVISOR
José Abbo
José Abbo
Council Member
BOARD ADVISOR
José Ruiz
José Ruiz
BOARD ADVISOR
Anil Benard-Dende
Anil Benard-Dende
BOARD ADVISOR
Roman Karimov
Roman Karimov
Investment Advisor
Advisor
Investment Advisor
Strategic Advisor
ICO Advisor
ICO Advisor
Head of Advisory Board
ICO and Business Strategist
Advisor
ICO and Business Strategist
Strategic Advisor
ICO Advisor
Investment Advisor
ICO and Business Strategist
Investment Advisor
Investment & TGE Advisor
Investment Advisor
Strategic Advisor