Habibicoin
Habibicoin
Token: HBB


The Real Estate Backed Crypto Currency

ICO dates
Start date: 2018-04-30
End date: 2018-06-17

Registrated in: UAE

Platform: Ethereum
Type: ERC20

PREMIUM ICO

HARA

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Goal: 17,000,000 USD
Price: 1 HART = 0.059 USD

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Dominium Blockchain – The one-stop-platform for everything to do with property anywhere in the world!
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Habibicoin categories
Real estate
Habibicoin whitepaper
Habibicoin token sale
KYC passing required Yes | Whitelist No | Restriction for countries USA, China, Singapore
Token distribution in ICO
65%
65%
Price 1 HBB = 0.05 USD
Acceppting BTC, ETH, BCH
Habibicoin news, social
Habibicoin search trends in Google
Random whitepaper excerpts

2
DISCLAIMER
PLEASE READ THIS DISCLAIMER SECTION CAREFULLY. IF YOU ARE IN ANY DOUBT AS TO THE
ACTION YOU SHOULD TAKE, YOU SHOULD CONSULT YOUR LEGAL, FINANCIAL, TAX, OR
OTHER PROFESSIONAL ADVISOR(S).
The information set forth below may not be exhaustive and does not imply any elements of a contractual
relationship. While we make every effort to ensure that any material in this white paper is accurate and
up to date, such material in no way constitutes the provision of professional advice. HabibiCoin does
not guarantee, and accepts no legal liability whatsoever arising from or connected to, the accuracy,
reliability, currency, or completeness of any material contained in this white paper. Investors and
potential Habibi token holders should seek appropriate independent professional advice prior to relying
on, or entering into any commitment or transaction based on material published in this white paper,
which is purely published for reference purposes alone. Habibi tokens will not be intended to const...

3
CONTENTS
I
NTRODUCTION
....................................................................................................................................... 5
What is Habibi Coin? ....................................................................................................................... 5
Real Estate ...................................................................................................................................... 5
Mortgage.................................................................................................................................................................... 6
Islamic Mortgages...................................................................................................................................................... 7
Blockchain and Crypto .................................................................................................................... 8
Current Market...........................................................................

4
Voting....................................................................................................................................................................... 21
Buying Out Property ................................................................................................................................................ 21
Development Process.............................................................................................................................................. 21
Profit Distribution ..................................................................................................................................................... 21
O
UR INVESTMENT STRATEGY AND KEY MARKETS
.................................................................................. 22
M
ORTGAGE ANALYSIS AND BUYING OUT PLAN
....................................................................................... 22
L
EGAL STRUCTURE OF COMPANY
....................................

5
Introduction
What is Habibi Coin?
Habibi coin (HBB) is a real estate backed token with a social philanthropic model being
launched as a community solution to help its community remove interest bearing debt in home
financing while building a for profit real estate portfolio.

NAME
HABIBI
COIN

SYMBOL
HBB

PRICE
$0.05

SUPPLY
2.2 Billion

BLOCKCHAIN
ERC20
Real Estate
The global real estate market is worth over 217 trillion dollars. More millionaires have
been made through real estate than any other industry in the world. It is one of the oldest and
securest asset classes generally stable against economic cycles and a trusted source to
invest and park capital across the Muslim diaspora.
Global Asset Valuation (Trillion Dollars)
250
200
150
100
50
0
Real Estate
Debt
Listed Domestic
Companies
Comodities
...

6
Real estate is historically one of the most conservative and
reliable sources to save and multiply capital, but with multiple
barriers to entry for the common man. Since the entrance to this
market is expensive, the average individual has to have a medium
to high income, high credit scores, and a sizeable down payment to
even be considered by lenders to purchase a property. Successful
implementation of real estate projects in this field requires a high
level of competence, experience, in-depth knowledge of law,
finance, and construction technologies, not to mention the
substantial initial capital for arrangement of all processes and implementation of the transaction
for purchase and sale. This makes it difficult for any
individual without capital and experience to acquire and
develop real estate assets and complete development
projects. It leaves billions of people out of the opportunity
and gives more weight for the rich and wealthy to
concentrate holdings into bigger...

7
needed to meet his or her criteria and circumstances. There are advantages and disadvantages
for each product offered. The biggest disadvantage is that interest itself, although controlled to
some degree, still enslaves the individual to his or her source of income for many years with
high possibilities of default. No job has 100% security and no income source is immune to
economic cycles.
Islamic Mortgages
In the last 20th century, Islamic scholars and
governments around the globe began to design
banking models that fit Islamic teachings. The industry
since 2010 has grown significantly - standard and poor
ratings believes the industry has reached over 2.1
trillion by 2016/2017. The Islamic banking model of
profit loss sharing cares more about the client. In home
financing, it translates to a declining balance co-
ownership program, where the client and the financial
bank co-own the property until the entire cost of the
house is paid. In the life of mortgages, t...

8
Blockchain and Crypto
Blockchain is the underlying technology behind cryptocurrencies like Bitcoin. Unlike physical
currency, digital cash and cryptocurrencies solves a very real problem called Double-Spending.
The simplest way to think of Blockchain is as a large distributed capital of sorts that stores
records of transactions. A distributed file system where participants keep copies of the file and
agree on changes by consensus. The file is composed of blocks, where each block includes a
cryptographic signature of the previous block, creating an immutable record. Distributed ledger
technology is more of a foundational technology

with the potential to create new foundations
for global, economic, and social systems. Blockchain can be used for a wide variety of
applications, such as tracking ownership or the provenance of documents, digital assets,
physical assets, or voting rights. Using the open source technology, one could create their own
cryptocurrency to serve a specific pu...

9
Our Goal
To meet the growing needs of our community we
have to develop more customized, fine-tech solutions that
address the faith first, the economics second, and the end
user value and protection third. Through the creation of
Habibi coin, our aim is to help break down barriers to entry
in the market, address the high fee structures, and reduce
risks for investors and individuals. We aim to create
diversification, reduce intermediaries in the processes,
create opportunities for multiple owner structures, and
reduce foreign ownership barriers. We will reduce and
remove interest and interest bearing products and
services and introduce more religion conscious solutions. We will reduce long term loan
structures which carry more risk and provide a strong sense of security. We will generate
fractional ownership opportunities for billions of people who are often overlooked and
underserved. These individuals will thus get an equal opportunity to participate in building
<...

Habibicoin Roadmap

1
July - August 2017
Project Concept Development.
2
September - November 2017
Legal Structure Development.
3
November - December 2017
Team creation.
4
January - July 2018
Marketing / Project Publications.
5
January - February 2018
Preparation for Pre-ICO.
6
February - April 2018
Project Publication.
7
30th April - 17th June 2018
Holding of Pre-ICO.
8
18th June - 18th July 2018
Holding of ICO.
9
August - October 2018
Property Investment Phase 1 begins.
10
August - October 2018
Mortgages buyout phase 1 begins.
Musthak Beeroli
Musthak Beeroli Affiliate Manager

Tasnim Nazeer
Tasnim Nazeer PR & Media Relations

Asif Aslam
Asif Aslam Communications Manager

Nida Shamim
Nida Shamim Social Media Team

Aroosa Sultan
Aroosa Sultan Social Media Team

Rabie Tahir
Rabie Tahir PRE ICO/ICO Launch Manager

Burhaan Anjum
Burhaan Anjum Operations Manager

Daniyal Aziz
Daniyal Aziz Marketing Team

Zeeshan Naeem
Zeeshan Naeem Mobile Developer

Salim Renewi
Salim Renewi Designer

Osama Choudary
Osama Choudary Product Development

Rami Al Sila’a
Rami Al Sila’a Block Chain Research Development

Bilal Minhas
Bilal Minhas Software Development

Umair AbdulSattar
Umair AbdulSattar Accountant

Naveed Asghar
Naveed Asghar Administration Manager

Akeel Ashraf
Akeel Ashraf Community Manager

Mohammad Hammad
Mohammad Hammad Research Consultant

Iftikhar Ahmed
Iftikhar Ahmed Co Founder

Com Mirza
Com Mirza Co Founder