Intellectual.Network
Intellectual.Network
Token: SPH


Bank Network With Peer-To-Peer Possibility To Earn

ICO dates
Start date: 2018-04-01
End date: 2018-04-28

Registrated in: USA

Platform: Ethereum
Type: ERC20

PREMIUM ICO

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Intellectual.Network categories
Artificial Intelligence Banking Cryptocurrency Investment Smart Contract
Intellectual.Network whitepaper
Video
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KYC passing required No | Whitelist No | Restriction for countries None
Tokens for sale 1,000,000,000,000
Price 1 SPH = 0.01 USD
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CONTENT
Executive Summary .................................................................................................................................. 3
1. Introduction ........................................................................................................................................... 6
1.1. Inception.
...................................................................................................................................... 6
1.2. What BANK
llect
is?
..................................................................................................................... 6
2. Our Vision ............................................................................................................................................. 7
2.1. Bank crypto market.
.................................................................................................................... 7
2.2. Self-sufficiency of crypto market.
................................................

Executive Summary
In 2017 crypto market showed a mighty growth that attracted millions of people around
the world from different fields of science and business. The main cryptocurrency that
established a basis of crypto market was Bitcoin. Underlying technology of Bitcoin is
Blockchain that enables to store any transaction data into blocks, sequentially.
Currently, many startups around the world in the field of financial and banking services
strive to raise money through ICO by copying traditional bank functionality. The main
goal of that startups is to build one more traditional bank
in traditional bank industry
with inherited bureaucratic mechanisms coming from a number of licenses. Meantime,
two of the most important and basic components of any successful bank are just ignored,
reserve system
and
program of client insurance
.
BANK
llect
is
a decentralized intellectual bank network
that allowing anyone
worldwide to participate as a len...

3.
«
INSURANCE
».
BANK
llect
's team developed two insurance program,
«
Program of individual insurance
(PII)
» and «
Program of collective insurance (PCI)
».
PII doesn't require any initial payment or monthly fee from its clients.
PCI allow clients to:
a. insure any object that can be tokenized.
b. earn money on an insured object.
4.
«
PAYMENTS. MONEY ORDERS
»
.
Designed technology «
Unicount
» presents itself as an innovative program product that
allow worldwide to:
a. open client account.
b. update client account.
c. close client account.
d. transfer any type of money.
e. pay for any services.
f. issue virtual payment cards.
g. issue virtual savings cards.
5.
«
CAPITAL MANAGEMENT
».
BANK
llect
's team developed
«
Forecast & Earn System (FES)
»
which is based ...

So, for example, «
Smart Transactions
» allows to find practically any transaction with
specific characteristics
for 0.7. seconds
.
The main purpose of many current bank solutions in crypto market is
to build a
traditional bank
with a
«
fiat-to-token
»
and
«
token-to-fiat
»
functionality. Thus, those
solutions modernize exclusively the traditional bank industry not the crypto one.
The main purpose of
BANK
llect
is to develop a bank crypto market and further,
integrate it with traditional one.
Fundamental difference
of
BANK
llect
from other solutions is that
BANK
llect
first of
all and mainly focuses on designing unique financial ecosystem inside the crypto
market. Thus,
BANK
llect
doesn't require a number of money and time as well for
various central authoritative licenses.
In order to launch
...

1. Introduction
1.1. Inception.
The idea of creation of
BANK
llect
was born in 2015. At that time, founder and inspirer
of
BANK
llect
E.Mielberg had 24-months-long cash credit from one of the biggest
European bank. When he lost his job only two months separated him from credit
closure. As a result he wasn't able to pay for the credit. After two months the bank
recalculated the credit percent towards its incrementation and made a record in client
black list.
Every single bank around the world had an access to that black list. Thus, even a chance
to get a credit for a coffee-grinder was disappeared. After yet two months E.Mielberg
found a high-paid job and one month later totally paid off the bank debts and percents.
And even after complete credit closure the bank didn't give a guarantee that the previous
record in the black list won't be a barrier to get the coffee-grinder by a credit.
Questioning the bank about time needed to totally clear credit...

2. greatly broaden list of bank services.
3. open an access to all clients regardless of their level of income.
4. give their clients a chance to earn money.
5. present a great choice of insurance programs.
6. present a flexible program of client savings.
7. realize a revolutionary approach to global credit system.
BANK
llect
is a unique and sole in its nature solution that allows anyone worldwide to
earn money.
2. Our Vision
2.1. Bank crypto market.
As for our strong team's certainty there are
two main direction
of bank services
development in crypto market. The reason for this classification is effected by the fact
that the majority of current bank-oriented crypto projects don't focused on methods of
client collaboration which are different from traditional bank methods.
In contrast to innovative approaches which crypto market can give to their users 99% of
projects simply copy the traditional bank's functionality. This kind of projects is
<...

The first development direction
consists of projects that build a traditional bank with
two specific functions, «fiat
-to-
token exchange and vice versa» and «fiat/token
transfer». The projects of this direction
don't change procedural logic of bank
services
as they are strongly tied to the rules of traditional bank legislation.
In other words, obtaining all the spectrum of the bank licenses the projects of the first
development direction become momentarily participants of the traditional bank market
and aren't capable of anything changing.
The first development direction is the most mass and occupies approximately 98% of all
bank sector in crypto market.
The second development direction
consists of projects that try to build a totally digit
Blockchain-oriented crypto bank system (platform, network). The totally digit system
will let their users get a bank service without any need for accumulating and presenting
paper documents of any kind.
...

For example, in process of using such digit system the user won't need:

to prove their social status

to prove an existence of movable or immovable properties

to prove an existence of current employment

to show a high rate of credit history

to present expensive notarized documents

to provide high degree of collateral for loans

to present documents related to its immediate relatives

and many others
The projects of the second development direction don't concentrate its primary activity
on obtaining bank licenses of any kind but focus mainly on development of simple and
convenient
mechanisms of collaboration between clients
.
One of the main goals such
projects is to eliminate inequality between bank clients worldwide
.
BANK
llect
is a project of the second development direction.
2.2. Self-sufficiency of crypto market.
Creation of a bank on cr...

Intellectual.Network Roadmap

1
2017
BANKllect idea feasibility appraisal.
2
2017
Crypto business & IT architecture. Strategy plan. Crypto business cases. "Vanilla" prototypes.
3
2017
IT detailed design. All prototypes tested. BANKllect "helipad" defined and prepared.
4
2017
Full implementation - crypto business and IT. Financial products integration.
5
2017-2018
Market launch.
6
April - May 2018
Completition of UI. Pre-ICO. Token distribution. Publication of "Smart Transaction:...". Publication of "Neural Chain:..."
7
June - August 2018
Completition of SIS. Completition of CGS. ICO.
8
September - November 2018
Completition of AMLS. Realisation of "Smart Transactions". Realisation of BLM module. Realisation of EEM module. Realisation of ITS.
9
December 2018 - February 2019
BANKllect launch (mobile & Desctop). Realisation of "Neural Chain". Realisation of MCLS. Realisation of MES. Realisation of CIS. Realisation of CES.
10
March - May 2019
Realisation of PID. Realisation of PCD. Realisation of VCS. Realisation of CIP.
11
June - August 2019
Realisation of SAA. Global fiat market integration.
Julia Knoll
Julia Knoll Partner/WIX

James Lopez
James Lopez Partner/WIX