ITOB
ITOB
Token: ITEX


Evolution Of Payments

ICO dates
Start date: 2018-04-07
End date: 2018-04-21

Registrated in: Estonia

Platform: Ethereum
Type: ERC20

PREMIUM ICO

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ITOB categories
Banking Business services Cryptocurrency Electronics Platform Retail Software
ITOB whitepaper
Video
ITOB token sale
KYC passing required No | Whitelist Yes | Restriction for countries USA, China
Tokens for sale 400,000,000
Token distribution in ICO
50%
50%
Price 1 ITEX= 0.16 USD
Price in PreICO 1 ITEX= 0.08 USD
Acceppting ETH
ITOB news, social
ITOB search trends in Google
Random whitepaper excerpts

TABLE OF CONTENTS
1. Introduc on
……………………………………………………………………………………………………………………………...... 1
2. The Cryptocurrency Market
…………………………………………………………………………………….......................2
3. Short Review
…………………………………………………………………………………………………………………………........3
3.1.
Easy to buy, difficult to use…………………………………………............................................................... 3
3.2.
Solu on…………………………………………………………………………………………………................................ 4
3.3.
ITOB-evolu on of payment. Welcome to new era. ……………………………................................... 4
4. Win-Win Strategy
…………………………………………...

1. INTRODUCTION
The purpose of this document
is to provide informa on on the ITOB project. Par cularly, the
achievement of the tasks assigned to the ITOB team, the business model, the compe ve advantages,
the team, the details of the
Ini al Coin Offerings (ICO)
and the roadmap leading to the first
Minimum
Viable Product (MVP)
. More detailed technical descrip on of the underlying architecture and API will
be provided later.
The ITOB project
originated a er a disappointment based on personal experience gained from
using the solu ons exis ng in the crypto payment market in our days and determined desire to create
a be er pla orm that will meet all today's and tomorrow's criteria. The forma on of the team and the
transforma on the ini al concept into a full presenta on has begun since the incep on of the idea.
This idea is oriented for investors and partners who see the poten al of this project and just as we
will be firmly convinced of its successful realiza...

2. THE CRYPTO CURRENCY MARKET
In recent years,
e-commerce is developing quickly
. Most people
from paper money switch to
electronic money.
At the moment, a huge number of various payment systems have already been
created, the favorites of which are both ordinary consumers and large investors on the Internet...
However, on the electronic money payment systems, the Internet world has not stopped. In
January 2009, Satoshi Nakamoto presented the first version of the bitcoin-wallet to the public, and
organized the launch of the system. In 2014, the project was launched, which accelerated the market
capitaliza on.
According to Coinmarketcap Its value was 17.7 billion by the beginning of 2017, and
grew by more than 2000%
. Consequently, by the end of the year the value of all crypto assets
amounted 440 billion dollars.
$
4
00B
$300B
$200B
$100B
$0
Jan
Feb Mar
Total Market Capitaliza on
From Jan 1, 2017 T...

3. SHORT REVIEW
3.1. EASY TO BUY, DIFFICULT TO USE.
In just 10 years
of the development of the crypto industry, the number of crypto wallets reached
40 million
, and their capitaliza on to
3
0
0 billion US dollars
and con nues to grow. The before
men oned facts proves the revolu onary nature and technological advantages of blockchain technology.
But despite this, one area remains almost completely undeveloped - these are digital payments between
buyers and sellers of material services. This is due to the fact that over the given period of me, a lot of
decisions have been made to buy and store crypto currency, but there are few opportuni es to use it.
As a result, in comparison with e-commerce, the speed of penetra on of crypto currency into daily
payments remains small.
This situa on is due to a number of reasons:
1) Absence of a platform that would unite in itself a number of existing solutions for committing
mutually beneficial dealings between the c...

3.2. SOLUTION
The goal of ITOB
is to achieve a new level of convenience in everyday purchases for the crypto
community. Par cularly, allowing buyers to find and purchase the goods and services they need being
confident in the sellers, obtaining a guarantee of the purchase from ITOB, and using the preferred
crypto currency when purchasing them.
We are striving not only to create
unified
platform for sellers
and buyers (like the crypto analogue-
eBay and PayPal
), but also to cooperate with trading companies
by connecting
via API with t
heir
servers to collect the required informa on upon request. In return
we are giving them a way of directly obtaining the fiat money in case of impossibility to accept
cryptocurrency, by providing deposit accounts (more in detail
in item 5.4.2
).
This cooperation will
expand the possibilities of using cryptocurrency in the world and will set a new branch of the
development of the crypto-...

This pla orm func onality is not limited on this. It already provides the crea on of a
unique product
(based on simple mechanisms) in the world of crypto payments, which will benefit to all crypto community
and whole world. By taking advantage of the Ini al Coin Offering (ICO), we want to offer the world the
opportunity to become our supporters (token holders) with many advantages and together to enter a new
era of the crypto industry. Simultaneously with the ITOB pla orm, we issue our own ITEX token.
In essence, the
ITEX token
will be both the contribu on of our supporters to the pla orm, and the
transac on token that buyers can use on the ITOB pla orm along with other major coins. Moreover, ITEX
tokens will give the holder the right to profit from ac vi es related to ITOB and its affiliated projects.
ITOB is an ambi ous project
that aims to create a universal pla orm from scratch for the crypto
-
industry, bringing tangible economic returns in the form of increasing the cost...

4. WIN-WIN STRATEGY
We believe that sphere of payments is one of direc ons that should be developed for the profitable
use of crypto currency. Par cularly, the mul lateral pla orm will give the principle of network marke ng.
The more sellers accept payments using crypto currency, the more clients use crypto currency as a
payment. The ITOB pla orm will create benefits for three major interested par es: buyers, sellers and
our first supporters who have invested in tokens.
For buyers:
ITOB by providing full protec on of payment for purchases and ac ng as an
intermediary for all transac ons will enable us to search for products and services among trusted
trading pla orms and their subsequent payment in the crypto currency. Our goal is to become
one of the best choice for buyers through a zero commission for using our payment system and a
minimum commission for currency conversion. Addi onally, the user will have many func ons within
the ITOB pla orm: exchange, interna onal transfers, exchange of cr...

5. ITOB PLATFORM
The ITOB pla orm
is a range of advanced payment solu ons that allows its user to perform a
number of different tasks on the same pla orm not was ng his assets and me, and the seller to
accept any currency that is preferable to him (crypto currency or fiat currency). Addi onally, it is a
great opportunity to a ract new customers. We strive to develop and deploy our solu on as one of
the best on the market. ITOB - offers a unique set of func ons on one pla orm such as:
1) Multicurrency wallet ITOB
2)
ITOB SEARCH
3)
Payment for online purchases in the crypto currency
4)
Guarantee of online payments
5)
Possibility of placing goods on the ITOB pla orm for private
sellers
6)
Crea ng virtual terminals for payment acceptance
Innova on
Technologies
of Beyond
7
...

ITOB Roadmap

1
Quarter 4, 2017
Assembling the team
Developing of initial idea
2
Quarter 1, 2018
Building and development of markeng team
Creang the first draft of whitepaper
Internal tesng of alpha version
Private sale
Preparation for launching in Vietnam
3
Quarter 2, 2018
Pre-ICO
Crowdfunding event
MVP Release
API testing between ITOB platform and Merchants
Building of ITOB ecosystem through the conclusion of the first agreements with large stores and air companies
Vent to major exchanges
ITOB terminal launching
4
Quarter 3, 2018
Native apps iOS, Android
Integration with major merchants by API based on agreements in America, Germany, Korea, Turkey
200+ Merchants
Live Transactions
Creation of a trading platform for users on the basis of ITOB
Platform Refinements & beginning of Expansion
Preparation for the implementation of the ITOB terminal project in other Southeast Asian countries
5
Quarter 4, 2018
More than 1000 Merchants connected independently via API to the ITOB platform
More than 500 thousand users
Progressive hiring of mediators
Beginning of developments for offline stores on reception of cryptocurrencies
6
Quarter 1, 2019
Expanding the geography of cryptocurrency usage (Europe, Brazil, Australia, USA, Canada, Southeast Asia)
More than 1 million users
Testing of beta version applicaon for receiving payments in offline stores
Distribution of 20% frozen tokens among the ITEX token holders
First dividend payouts for ITEX tokens
7
2019
Scalability development of ITOB
The growth in number of ITOB users in geometric progression
Distribution of cryptocurrencies around the world
Beginning of monthly dividend payments
Azim Abasbek
Advisors Azim Abasbek

Eric-Erki Muur
Advisors Eric-Erki Muur

Chen Peng
Advisors Chen Peng

Arina Hvan
Advisors Arina Hvan

Artur Samudinov
Team Artur Samudinov Founder

Begimai Shambetova
Team Begimai Shambetova CFO, Co-Founder

Max Anvarov
Team Max Anvarov CMO

Alexandre Tulyakov
Team Alexandre Tulyakov Product Manager