MCB
MCB
Token: MCB


Online Bank

ICO dates
Start date: 2018-07-16
End date:

Registrated in: Estonia

Platform: EOS
Type: EOS

PREMIUM ICO

Dominium

Dominium Blockchain – The one-stop-platform for everything to do with property anywhere in the world!
Ends in 73 days 3 hours
Goal: 17,500,000 USD
Price: 1 DOM = 0.25 EUR

HARA

Empowering billions by utilizing a global and transparent data exchange.
Ends in 21 days 3 hours
Goal: 17,000,000 USD
Price: 1 HART = 0.059 USD
MCB categories
Banking
MCB whitepaper
MCB token sale
KYC passing required Yes | Whitelist No | Restriction for countries USA
Soft cap 3,000,000 USD
Hard cap 100,000,000 USD
Tokens for sale 517,000,000
Token distribution in ICO
65%
65%
MCB news, social
MCB search trends in Google
Random whitepaper excerpts

TABLE OF CONTENT
Introduction
4
1. FinTech Market Analysis
7
2. Team Experience
12
3. Blockchain Startups-in the sphere of FinTech.
14
Why MyCryptoBank?
4.
МyCryptoBank Description
18
5.
Main Services
19
5.1 Wallet (mobile cryptobank)
20
5.2 Bank Cards and Payment Rings
20
5.3 Cryptocurrency Exchange
23
5.4 Fund transfer all over the world
23
5.5 MyCryptoBank Credits and P2P loans
24
5.5.1 Credits
24
5.5.2 P2P loans
25
5.6 Cryptocurrency acquiring
25
5.7 Crypto ATM and cryptomachines
27
5.8 Deposit percents (Bank Deposit)
28
5.9 Forex Trade
28
5.10 Rendering of consulting and legal services,
29
including taxation
2
...

6. MyCryptoBank project token
29
6.1 Basic privileges of MyCryptoBank status
31
holders
6.2 Access to P2P crediting system
32
6.3 Use of tokens
32
6.4 Credit history
32
6.5 Operational procedure
33
6.6 Cash distribution
33
6.7 Risk management and borrower default
33
7. Platform selection for MCB token
34
8. Financial plan of MyCryptoBank
35
8.1
Market and competitive landscape
35
8.2
Financial planning
37
8.3
Profit distribution
40
8.4
Investment prospects
41
9. Roadmap
42
10. Order and rules for ICO conducting
44
11. Future of MyCryptoBank and project perspectives
46
12. Team and advisors
48
Repudiation
56
Risk factors
56
3
...

Introduction
Every third person in the world practicing digital activity is a constant user of FinTech-ser-
vices now. So, FinTech as the future of finances does not look like any speculative scenario any
more. Recent data demonstrates double-digit growth of technology adoption in the last 18
months. Countries and industries leading in 2015 only increase its share. The sphere of mon
-
ey transfer and payments is most actively developed. According to
FinTech Adoption Index
2017
study, out of 22 000 people interviewed in 20 countries 50% use services for making
payments and transfers and 65% are going to do it in the future.
The globalization of our planet leads to globalization of relations among its whole population.
Today, the demand for digital money is very high. «Internet digital currency» is safe, based
on the internet, accessible currency, assisting all people without bank accounts in getting access
to funds and also allows making fast and cheap transfers of funds without an...

use BOTH currencies
Multifunctional platform
of banking service
in ONE account
Faster operations
Cheaper operations
All-round acceptance
Validity
MyCryptoBank
offers its clients a multifunctional platform of banking service, which
represents a hybrid system combining digital and traditional currencies. The use of dig-
ital currencies makes operations faster and cheaper, while traditional currencies guar
-
antee practically all-round acceptance and validity. One account combination allows
clients simultaneously using advantages of both types of currencies.
The number of companies offering its services online increases while implementing IT-tech-
nologies in daily life in the whole world. Finances, education, health, trade and entertainment
become actively digital in order to satisfy requirements of available clients and attract new ones.
MyCryptoBank will become a fully digital bank, accessible all over the world and at any moment.
It will make all f...

Online banking
and mobile cryptobank
Multi-Currency exchange
(including cryptocurrencies)
Loans and P2P Loans
Money Transfer
Crypto Acquiring
Bank Deposits
ATM infrustructure
Virtual Card, Debit Card
or Payment Ring, Multi-Digital card
Consulting Services
Forex Trading
MyCryptoBank is intended to solve this problem. It will become the first bank for cryptocom
-
munity, allowing clients to receive and send funds in cryptocurrencies and fiat money and also
exchange between cryptocurrencies and fiat money inside the bank. With MyCryptoBank it will
be possible to create deposits, receive loans and credits. The bank will create an infrastructure
which will allow setting acquiring and merchants for goods payment for companies and online
services. Clients will be able to receive bank cards and with the help of it they will take available
funds through any ATM in the world and also pay in shops, restaurants etc. For client conve-
nience, the ba...

1.
FinTech Market Analysis
FinTech is an organization applying innovative business-models and related technologies
for improvement or radical transformation of financial services economic sector.
As already mentioned, financial technologies have already moved from hype phase and inno
-
vative and new stream status to main stream and absorbed the most part of the economically
active population in developed countries. The most part of
millenials
hardly distinguish FinTech
from simple term of finances. Banking, online purchases, trading and other financial operations
have been closely associated with internet technologies use.
Curiously enough, FinTech
found
(p.7) its widest expansion both on user quantity and population
share in developing markets: China (69% of population use FinTech-products), India (52%) and
Brazil (40%). Calculating above mentioned figures, Ernst & Young analyzed all age and social
categories of users. However, it’s obvious that perce...

Mobile banking, international money transfers, financial planning, savings and investments,
stock trading and other international financial markets, receipt of loans, credits and mortgage
loans, insurance — now, all these processes mostly function within FinTech sector company
products and developments. Economically active users, younger than 25 years old, most likely
have never practiced the above mentioned capacities outside online space. So, it’s not difficult
to assume that in 10 years FinTech-startups will represent not only active and significant players
of financial market, but will also set the bar for all traditional companies and financial institutions
in the sphere of approaching to work with consumers.
Not surprisingly, in such a situation large market players quickly acknowledged see change in the
market and do not cede to young companies in rate of development of FinTech products inside
its corporate R&D structures. According to McKinsey
estimates,
in the nearest future, lar...

Figure 3:
Comparison of current and anticipated future use of Fintech, by FinTech category
65
50
Money transfer
and payments
10
18
Financial
planning
33
20
Savings and
investments
2017 use
Future use
20
10
Borrowing
39
24
Insurance
Note:
The future use data in this chart has been updated from the first edition of our report. In this updated version, that chart shows the
average future anticipated use of at least one FinTech service in each category by all respondents. the first edition of our report showed fu
-
ture anticipated use by current users of one of more FinTech service, which was as follows: Money transfer and payments — 88%; Financial
planning — 22%; Savings and investments — 42%; Borrowing — 26%; Insurance — 55%.
So, we may conclude that consumer banking will be the centre of all-round explosion of tradi-
tional business processes in the financial industry. I...
Yuriy Bolshukhin
Yuriy Bolshukhin Co-Founder Chief Operating Officer

Vladimir Bronnikov
Vladimir Bronnikov Chief officer of the planning department

Mohanraj Tamilarasu
Mohanraj Tamilarasu Director of cards and payments department

Nikolay Panchenko
Nikolay Panchenko Co-Founder Chief Financial Officer

Kyle Headley
Kyle Headley Customer Service Strategy Director

Anton Sivoded
Anton Sivoded Co-Founder Chief Visionary Officer

John Luksic
John Luksic Investor relations expert

Maksim Markov
Maksim Markov Anton Sivoded Co-Founder Chief Visionary Officer John Luksic Investor relations expert Maksim Markov

Bogdan Venglyuk
Bogdan Venglyuk Director of Operations Department

Erickvand Tampilang
Erickvand Tampilang Bounty expert

Vladimir Kliuev
Vladimir Kliuev Chief Information Officer

Davorin Bebek
Davorin Bebek Social Media expert

Jun Real
Jun Real Chief Operating Officer for the Philippines

Anton Tokishin
Anton Tokishin Chief Information Security Officer

Alexander Dyupin
Alexander Dyupin Director of communications

Dmitry Chernyak
Dmitry Chernyak IT consultant with more than 15 years experience of banking IT

Alexey Malikov
Alexey Malikov Sales Manager

Benito Elisa
Benito Elisa Chief professional consultant

Alexey Sidorowich
Alexey Sidorowich Chief Product Officer

Vladimir Nita
Vladimir Nita Chief Compliance Officer

Naviin Kapoor
Naviin Kapoor Blockchain ICO expert

Phillip Nunn
Advisors Phillip Nunn Entrepreneur, CEO and international speaker on Blockchain, Cryptocurrency and fintech

Campbell Law
Advisors Campbell Law Advisor. Former Vice President Goldman Sachs in the Cayman Islands with 11 years of experience.

Nikolay Shkilev
Advisors Nikolay Shkilev Crypto enthusiast and mentor. Rated Top 5 in People of Blockchain

Anton Sivoded
Anton Sivoded
Co-Founder Chief Visionary Officer
Co-Founder Chief Visionary Officer
Davorin Bebek
Davorin Bebek
Social Media expert
Marketing Manager Advisor
Social Media Managrer
Erickvand Tampilang
Erickvand Tampilang
Bounty expert
Bounty Campaign Advisor
Bounty Advisor
(Community Advisor)
Advisor
ICO Advisor - Strategy
John Luksic
John Luksic
Investor relations expert
Investor relations expert
Kyle Headley
Kyle Headley
Customer Service Strategy Director
Customer Service Strategy Director
Maksim Markov
Maksim Markov
Anton Sivoded Co-Founder Chief Visionary Officer John Luksic Investor relations expert Maksim Markov
Co-Founder, Chief business development officer
Naviin Kapoor
Naviin Kapoor
Blockchain ICO expert
Blockchain Expert
Blockchain ICO Advisor
Advisor, Blockchain Expert
Advisor
Blockchain Advisor
Blockchain ICO Advisor
Investment Advisor
Blockchain Advisor
Blockchain Consultant – Abu Dhabi Commercial Bank
Digitization | Blockchain Expert | Project Management | Business Analysis | Fintech | Business Transformation
Blockchain Finance Specialist
BANKING & BLOCKCHAIN ADVISOR
Blockchain Expert
Advisor
Nikolay Shkilev
Nikolay Shkilev
Crypto enthusiast and mentor. Rated Top 5 in People of Blockchain
Crypto enthusiast | Blockchain expert | Public speaker
Blockchain Expert & ICObench Expert
Advisor
Strategic Business/ICO Advisor
(Special Board Advisor)
Advisor
Advisor
Business and ICO strategy
Crypto Enthusiast and Mentor
Co-Founder, Top ICO Advisors
Top ICO Advisor
Strategic business advisor
Advisor-Strategy
Advisor
TOP 5 ICObench Expert
TOP ICO Advisor
Advisor
Phillip Nunn
Phillip Nunn
Entrepreneur, CEO and international speaker on Blockchain, Cryptocurrency and fintech
ITO Ambassador
Business Development Associate
Strategic Advisor
Top ICO Advisor
Advisor
Advisor
Cryptocurrency Evangelist
Blockchain online influencer
Marketing Advisor
Advisor, Wealth Chain Capital Manchester, United Kingdom