MoneyTap Token
MoneyTap Token
Token: MTP

Domestic and Global Payment Network

ICO dates
Start date:
End date:

Registrated in: Japan

Platform: Ripple
Type: Ripple


MoneyTap Token categories
MoneyTap Token token sale
KYC passing required No | Whitelist No | Restriction for countries None
Soft cap 20,000,000 USD
Hard cap 50,000,000 USD
Tokens for sale 200,000,000
Price 1 MTP = 0.10 USD
Minimal investment 200 USD
Acceppting ETH, BTC
MoneyTap Token news, social
MoneyTap Token search trends in Google
Random whitepaper excerpts

breaking smartphone application called “Money Tap”— powered by Ripple’s
blockchain technology

to allow customers of the bank consortium to settle transactions
instantly, 24 hours a day, seven days a week.
With Money Tap, the group’s customers will be able to settle transactions at most any time
of the day or night, every day of the week. It’s said to be the first of it
s kind, and builds on
earlier reports of a “consortium of payment card industries utilizing blockchain technology”
that emerged back in December.
“Money Tap” is the first mobile app of its kind to be developed and used by multiple,
different banks in the country.
Money Tap will have the potential to provide on-demand payments to the vast majority
of the country through this consortium.

Money Tap
” allows the bank consortium customers to make instant domestic payments
and only requires a bank account, phone number, or Q...

All of today’s pain points from the current global payments system –
limited transparency and high costs

stem from the lack of a single, global network.

Immediate, Hassle-free Access to your money

24 Hours Service, Settle Transaction at Any Time

Speedy Transaction and Lower cost

Trust, Reliability and reach of the bank consortium

Faster, safer and more efficient domestic payments experience for our
For the first time in history, Money Tap connects a diverse set of constituents of today's
payments systems through a decentralized global network.
Money Tap is a mobile application backed by Ripple’s blockchain technology which allows
the customers of the Consortium to settle transactions immediately. This is the first ever
app to be developed in this niche. No other app provides transactions on multiple bank
accounts in one.

xCurrent :
Process real-time payments
How it works?
A standardized technology enabling the ability to message and settle transactions
between banks with increased speed, transparency and efficiency.
Who uses it?
Banks looking to process payments for originators and other banks to drive revenue by
enhancing their customer servicing and acquisition.

xRapid :
Source on-demand liquidity
How it works?
Access to an on-demand liquidity pool of digital assets that eliminates the need to hold
nostro accounts in destination currencies.
Who uses it?
Payment providers and banks looking to increase their payment volumes and global reach
by sourcing on-demand liquidity.

xVia :
Send global payments with a single integration
How it works?
A web services layer providing corporates with the ability to securely originate real-time
payments with rich data attachments.
Who uses it?
Various corporates, banks, payment providers and consumers looking to optimize their
payments experience with their bank.

About Ripple Technologies:
Ripple provides one frictionless experience to send money globally using the power of
blockchain. By joining Ripple’s growing, global network, financial institutions can process
their customers’ payments anywhere in the world instantly, reliably and cost
Banks and payment providers can use the digital asset XRP to further reduce their costs and
access new markets. With offices in San Francisco, New York, London, Sydney, Mumbai and
Luxembourg, Ripple has more than 90 customers around the world.

State of Banking Payments: Inefficient, Batch Infrastructure
The needs of today’s corporate and retail Transaction Banking customers have evolved
significantly. In addition to sending high value payments, they require the ability to send
international low value payments on demand and in real time -- not only across banking
networks but also emerging financial networks (e.g., mobile wallets). The limitations of
today’s infrastructure force banks to process payments in batch, resulting in high processing
costs, lengthy settlement times and a poor customer experience. These inefficiencies not
only result in an enormous cost (an estimated $1.6T* per year for all participants in the
ecosystem), but also fail to meet the needs of today’s banking customer.
MONEY TAP: Efficient, on-demand Payment Infrastructure
Money Tap’s software connects these siloed networks through an open, neutral protocol
Interledger Protocol (ILP) -- that brings new efficiency to financial s...

Solution Components :
Messenger is an API-based messaging module that enables bidirectional communication
between connected MONEY TAP
banks. It connects to the beneficiary bank’s instance of
Messenger to exchange KYC and risk information, fees, FX rates (if applicable), payment details
and expected time of funds delivery. It packages this information and presents the entire cost
structure to the originating bank, providing unprecedented visibility into the total cost of the
transaction. If information is incorrect or missing, transacting parties will find out before
initiating the transaction, drastically increasing straight through processing (STP) rates. Once
the sender approves the transaction, Messenger employs ILP to settle funds and notifies all
parties of the transaction confirmation.
Validator is a component that cryptographically confirms the success or failure of a payment.
It coordinates the funds movement across the ledgers of transacting parties in ...

MoneyTap Token Roadmap

JAN 2018
Idea Begin for money Transfer App. Prove the Theory. Find Best Blockchain Team.
FEB 2018
Concept Finalized.

Working on Whitepaper and Web.

Metting With Major Bank.

Mobile App Development.
March 2018
Web and Whitepaper Release.

Token Sale For strategic investor.

public Token Sale.
April 2018
MoneyTap App UI design launch.

Token Distribution.

MTP Token Listing in exchange.
June 2018
Launch Mobile App in JAPAN.

Update MTC (MoneyTap Code) for App user to make transactions easy and safe.
August 2018
Enhance App capabilities.

Collaborate with more than 60 new banks.
November 2018
MTP app release globally.

Continue to grow Team.
Takashi Okita
Takashi Okita Co-Founder

Emi Yoshikawa
Emi Yoshikawa Financial Advisor

Josh Kleiman
Josh Kleiman Legal Advisor

Monica Long
Monica Long Marketing Officer

David Schwartz
David Schwartz Software Developer

Zack Shapiro
Zack Shapiro Application Developer

Devin Alexander
Devin Alexander Developer

David Schwartz
David Schwartz
Software Developer