NEXO
NEXO
Token: NEXO


The World's First Instant Crypto Overdrafts

ICO dates
Start date: 2018-03-06
End date: 2018-03-16

Registrated in: Switzerland

Platform: Ethereum
Type: ERC20

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NEXO categories
Banking
NEXO whitepaper
Video
NEXO token sale
KYC passing required No | Whitelist Yes | Restriction for countries China
Soft cap 20 000 000 USD
Hard cap 52,500,000 USD
Tokens for sale 525,000,000
Token distribution in ICO
52.50%
52.50%
Price 1 NEXO = 0.10 USD
Price in PreICO 1 NEXO = 0.10 USD
Acceppting ETH, BTC
NEXO news, social
NEXO search trends in Google
Random whitepaper excerpts

Whitepaper Contents
Whitepaper Contents . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
Executive Summary . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4
Our Mission . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6
Background . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7
Our Story . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10
Our History . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
Nexo Instant Crypto Overdrafts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14
Business Model . . . . ...

Option I: Add more cryptoassetsto the Overdraft Wallet . . . . . . . . . 40
Option II: Partial Repayment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 40
Rebalancing Maintenance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 40
Customer Acquisition . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41
Airdrop Campaigns . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41
Referral & Affiliate Programs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41
Strategic Partnerships . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41
Roadmap . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42
Advisors . . . . . . . . . . . . ....

Executive Summary
Nexo delivers the World’s First Instant Crypto Overdrafts, thus resolving
a crucial inefficiency for the crypto world. Up to this very moment, no
alternatives existed for digital asset owners to enjoy their crypto wealth
except selling them. The innovative model of Nexo brings to the crypto
community the best of both worlds - retaining 100% ownership of their
digital assets while having immediate access to cash. The Instant Crypto
Overdrafts are an automatic, flexible and cost-efficient way of obtaining
liquidity that is secured by the value of the client’s digital assets. The whole
process is completed in just a few simple clicks. No hidden fees, no capital
gains taxes, no credit checks. Transparency is guaranteed through the
use of blockchain technology, smart contracts and algorithmic processes
executed by the Nexo Oracle.
Nexo is powered by Credissimo, a leading FinTech Group serving millions
of people across Europe for over 10 years. Credissimo has always op...

Now the same Team and its Board of Advisors, empowered by the ever-
growing community of Nexo supporters and enormous demand for the
Instant Crypto Overdrafts, are unlocking the value of digital asset in a
rapidly expanding token economy that will alter the very fabric of a $5
trillion dollar market.
5
...

Our Mission
Over the past 10 years, we have been providing instant loans to
millions of people across Europe. We believe that the expanding
digital world helps improve our lives. We would like to contribute
by providing the World’s First Instant Crypto Overdrafts: Nexo
– enjoy your crypto wealth today without selling your assets!
6
...

Background
The exponential rise of computational power and storage capacities, along with ever-expanding access
to knowledge, are some of the key driving forces of the Fourth Industrial Revolution, as identified by the
latest Global Information Technology Report.
1
Blockchain technology is, perhaps, the single most exciting
innovation with enormous implications for revolutionizing products and services, comparable to the
invention of the Internet.
One of the immediate candidates for disruption by this technological advancement is the Financial Services
industry, which, up to very recently, has been unhealthily rigid. Financial technology (FinTech) companies
have challenged the latent incumbents who rely on legacy systems, synonymous with high costs, sluggish
onboarding processes, and inefficient customer service.
2
As FinTechs, now powered by blockchain technological
capabilities, continue to pave the new road, it comes as no surprise that 88% of all existing players believe
...

rights are handled through central governing authorities such as the DTCC and others. As the popularity of
decentralized distribution of information and distributed ledger applications pervades the general public,
people will demand tokenization and decentralized recordkeeping and trading processes. Initiatives to
tokenize hard assets into the blockchain are already taking place. In March 2017, Natixis, IBM, and Trafigura
introduced the first blockchain solution for the U.S. crude oil market,
4
and it is only a matter of time before
other asset classes are tokenized, tradable, and transferable in a much more efficient manner. Recent
industry research shows that the market capitalization of many tokenized traditional assets, such as equities,
debt, commodities, and real-estate will surpass $4 trillion by 2025.
5
The tokenization of real-world assets
is expected to further attract investors by reducing transaction fees, improving transparency with regards
to ownership rights, and ensuring hi...

fiat currencies in exchanges or in p2p transactions. The conversion process entails various exchange fees,
withdrawal fees and capital gain taxes, which ultimately render the entire process slow, time-consuming,
and cost-ineffective.
By setting this introduction to the major technological trends and challenges that accompany any disruption
efforts of the financial industry, this white paper aims to describe in detail the procedure of unlocking the
value of digital assets within the current economic paradigm. Building on the potential of the blockchain,
Nexo will provide the world’s first instant crypto overdrafts.
9
...

NEXO Roadmap

1
Q1 2018 February
1st Airdrop campaign
2
Q1 2018 March
Finalize Token Pre-Sale
3
Q2 2018 April
Listing NEXO Token On Exchanges. Launch Instant Crypto Overdrafts in USD.
Secured by BTC and ETH.
Finalize Main Token Sale.
Listing NEXO Token On Exchanges.
4
Q2 2018 May
Start M&A Process of Acquiring a FDIC-insured Banking Institution.
5
Q2 2018 June
EUR Currency support.
6
Q2 2018 July
Launch Nexo Credit Card.
7
Q3 2018
Additional Altcoins / Tokenized assets Support JPY Support.
KYC/AML Automation.
Launch Nexo Mobile Wallet.
Launch Affiliate Program & Tell a Friend Program.

8
Q4 2018
Increase Maximum Overdraft Limits Second Nexo Airdrop campaign.
Kosta Kantchev
Kosta Kantchev Managing Partner

Georgi Shulev
Georgi Shulev Managing Partner

Antoni Trenchev
Antoni Trenchev Managing Partner

Vasil Petrov
Vasil Petrov CTO and Co-Founder

Kalin Metodiev
Kalin Metodiev Corporate Finance

Kamen Trendafilov
Kamen Trendafilov Finance Director

Plamen Todorov
Plamen Todorov Blockchain Developer

Teodora Atanasova
Teodora Atanasova Business Development

Joro Yordanov
Joro Yordanov Product Designer

Boris Delev
Boris Delev Technical Lead

Ivan Kostov
Ivan Kostov Marketing

Yasen Damyanov
Yasen Damyanov Business Development

Mario Krastev
Mario Krastev Senior Quality Assurance Specialist

Michael Arrington
Advisors Michael Arrington Founder of TechCrunch/Arrington XRP Capital

Trevor Koverko
Advisors Trevor Koverko Founder of Polymath

Ugo Bechis
Advisors Ugo Bechis Leading Payments & Cards Expert

Antoni Trenchev
Antoni Trenchev
Managing Partner
Managing Partner
Bilyana Christova
Bilyana Christova
Marketing
Marketing
Boris Delev
Boris Delev
Technical Lead
Technical Lead
Georgi Shulev
Georgi Shulev
Managing Partner
Managing Partner
Ivan Kostov
Ivan Kostov
Marketing
Marketing
Joro Yordanov
Joro Yordanov
Product Designer
Product Designer
Kalin Metodiev
Kalin Metodiev
Corporate Finance
Corporate Finance
Kamen Trendafilov
Kamen Trendafilov
Finance Director
Finance Director
Kosta Kantchev
Kosta Kantchev
Managing Partner
Managing Partner
Mario Krastev
Mario Krastev
Senior Quality Assurance Specialist
Senior Quality Assurance Specialist
Michael Arrington
Michael Arrington
Founder of TechCrunch/Arrington XRP Capital
Advisor
Founder of TechCrunch/Arrington XRP Capital
Plamen Todorov
Plamen Todorov
Blockchain Developer
Blockchain Developer
Teodora Atanasova
Teodora Atanasova
Business Development
Business Development
Trevor Koverko
Trevor Koverko
Founder of Polymath
Polymath Founder
CEO OF POLYMATH SECURITIES TOKEN
CEO of Polymath
Advisor
Founder of Polymath
Ugo Bechis
Ugo Bechis
Leading Payments & Cards Expert
e-Payment & SEPA Advisor
Vasil Petrov
Vasil Petrov
CTO and Co-Founder
CTO and Co-Founder
Yasen Damyanov
Yasen Damyanov
Business Development
Business Development