SHIFT.cash
SHIFT.cash
Token: SCASH


New product by secured lending professionals

ICO dates
Start date: 2018-02-05
End date: 2018-03-31

Registrated in: Austria

Platform: Ethereum
Type: ERC20

PREMIUM ICO

https://shift.cash Screenshot
SHIFT.cash categories
Banking Business services Cryptocurrency
SHIFT.cash whitepaper
Video
SHIFT.cash token sale
KYC passing required No | Whitelist No | Restriction for countries USA, Singapore, China
Hard cap 11200 ETH
Tokens for sale 7,946,730
Token distribution in ICO
88.5%
88.5%
Price 1 SCASH = 0.0018 ETH
Minimal investment 0.1 ETH
Acceppting ETH, BTC, LTC
SHIFT.cash news, social
SHIFT.cash search trends in Google
Random whitepaper excerpts

CONTENT:
SUMMARY
1
POSSIBILITIES FOR BORROWERS
2
OPPORTUNITIES FOR INVESTORS
3
PREREQUISITES
7
RISKS
9
TOKENIZATION
10
PRECISE ASSESSMENT
11
BLOCKCHAIN
12
DIVERSITY
13
UNIQUE ARCHITECTURE OF THE CREDIT SYSTEM
14
HOW IT WORKS
23
PAYMENTS ON LOAN AND TOKENIZATION
25
WHAT IF THE BORROWER DOES NOT RETURN THE LOAN
26
HOW TO USE LOANED MONEY
27
THE ROLE OF PARTNER COMPANIES
28
THE MARKET OF SECURED CREDIT
29
SHIFT.cash TOKEN
32
ROAD MAP
34
CROWDFUNDING
38
TEAM
40
...

SUMMARY
SHIFT.cash
– IS A NEW
PRODUCT CREATED
BY SECURED LENDING
PROFESSIONALS.
SHIFT.cash
is:
A collateral based credit platform for the issuance of quick
loans secured by vehicle title loans (car title loans) on the basis
of technology blockchain
.
A tool without geographical barriers. It unites Borrowers pos-
sessing collateral with Investors all over the world due to the
simplicity, speed and transparency of the 'movement' of
assets in the blockchain.
With the help of the
SHIFT.cash
platform and the technology of
blockchain, investors are given the opportunity to invest pre-
cisely the amount for which there is real collateral, and auto-
matically adjust it to a greater or lesser extent.
1
...

POSSIBILITIES FOR
BORROWERS
Loans secured by car titles are an effective financial solution for modern society,
when an amount greater is needed than what can be otherwise obtained in
normal microfinance institutuins (instant loans). Likewise secured loans provide
an acceptable interest rate, which is usually unacceptably high when providing
instant loans. The SHIFT.cash platform allows you to make the process of issu-
ing a loan as quick and understandable as possible.
SHIFT.cash
opens opportunities for obtaining quick loans through access to
global finance, and as a result, provides the most favorable rates, connecting
the participants directly. A well-thought-out interface makes the process of
obtaining a loan as simple and straightforward as possible: from the borrower,
the user only needs a loan secured by his car through the application or at the
office of numerous representatives of the system. The borrower will then
receive the money directly to his/her bank accoun...

OPPORTUNITIES
FOR INVESTORS
ACCESS TO LOW-RISK
INVESTMENT
For investors, this platform provides a unique
opportunity to access a huge and growing credit
market with a turnover of more than $ 30 billion.
At the same time, the return of their investments
is secured by highly liquid assets. This is available
due to blockchain technologies and tokenization
of collateral. The platform opens up an opportu-
nity for investors to make money in the credit
market of the whole world in the lowest risk area –
security based.
3
...

History of the SHIFT.cash platform
from the real sector to blockchain
The company's CEO –
Т
omas Novak – and his team of partners began developing the SHIFT.cash platform in early 2015 in
Vienna (Austria). Based on extensive experience in the field of loans secured by cars, they created and implemented the first
version of the CRM system in the work of local companies. Over the following years, similar systems were introduced in the
auto pawnshops of Germany and France.
So, for four years of work in the field of loans secured by cars, they have accumulated colossal experience in this business.
The result of the IT component development was the creation of SHIFT.Appraisal, an automated system for assessing collat-
eral (car), based on the aggregation of all market information of each region, its analysis by a uniquely developed algorithm,
determination of cost, liquidity terms and recommendations for acceptance as collateral. The application of this software
platform allows you to maximize ...

HISTORY OF THE
SHIFT.cash PLATFORM
The road to the crypto-world was laid in early 2017. It became clear that the
distance from hundreds of thousands of investors to the borrower and his
collateral could be reduced to a measure of a couple of clicks on the
smartphone, thanks to the possibility of smart contracts and a system of
payments in crypto-currencies. Then the team joined with high-end
blockchain developers. The result was the development of an integrated
platform SHIFT.cash based on blockchain technology, which is based on the
module for processing and analysis of large data on the car market
(BigData) - SHIFT.Appisal, a convenient mobile application, a unit for the
exchange of crypto-currencies and their instant transfers on the basis of an
internal payment system and plastic cards.
As a result, very soon investments in the issuance of loans under a highly
liquid collateral will be possible for an investor anywhere in the world.
5
...

PREREQUISITES
Why is the car title loan system so developed in the world?
Loans secured by car loans are a type of lending that takes place along with two
alternatives: traditional bank loans (including secured loans) and so-called quick
loans. At the same time, it has obvious advantages:
Volume of loan
Speed
Because of this, these types of loans have a guaranteed
place in the credit market.
Only in 2016, the market for loans secured by car titles
amounted to more than $ 30 billion and it is constantly
growing (for more details see 'The volume of the mar-
ket'). At the same time, there is a hidden potential for
dynamic market growth at the expense of car owners
who previously could not take advantage of the conve-
nience of this type of financing, until there was a global
and easy-to-use IT service like
SHIFT.cash.
7
...

PREREQUISITES
Getting an immediate unsecured loan for urgent needs is not available to many
people for various reasons. And even if such a loan is approved, the amount of
instant loans is extremely low and can cover only a small range of urgent needs.
A significant amount of money can be obtained quickly only if the loan is
secured. The most common collateral that can be owned by a potential bor-
rower in the modern world is a car.
To have a car, to continue to use it and at the same time have the
opportunity to get a loan for urgent needs - that's why many peo-
ple around the world choose loans secured by car titles!
8
...

SHIFT.cash Roadmap

1
1Q 2018
Implementing the blockchain architecture to the system / Development of the blockchain module.
Preparation of technical infrastructure for launching in the US, Latin America, Western and Eastern Europe, Russia, South Korea, Japan:
- Integration of the valuation module with local data aggregators of the car market.
- Integration of the scoring unit with local official motor vehicle bases.
2
2Q 2018
Completion of the installation of the system on the blockchain platform.
Start connecting local partner companies in the target countries.
3
3Q-4Q 2018
Testing the system of issuing loans and interacting with partners.
Preparation of technical infrastructure for launch in target markets of the second stage China, India, Southeast Asia:
- Integration of the valuation module with local automotive data aggregators.
- Integration of the scoring block with local official vehicles bases
4
1H 2019
Launching operational activities in target markets of the first stage.
5
2H 2019
Launching operational activities in the target markets of the second stage.
6
2020
Achieving a dynamic pool of loans within the SHIFT.cash system - $ 9 billion.
Warren Whitlock
Advisors Warren Whitlock Blockchain Influencer advising ICO's

Mike Shokin, CFA
Advisors Mike Shokin, CFA Chartered Financial Analyst

Bogdan Fiedur
Advisors Bogdan Fiedur ICO and Blockchain Advisor. Full Stack and Ethereum/Solidity smart contract developer.

Thierry De Gorter
Advisors Thierry De Gorter Director of Marketing

Krystelle Galano
Advisors Krystelle Galano ?ryptocurrency expert

Tomas Novak
Team Tomas Novak CEO, Co-founder

Eric Hofer
Team Eric Hofer CTO

Franz Huber
Team Franz Huber Blockchain developer

Walter Kern
Team Walter Kern Backend developer

Fabio Ricci
Team Fabio Ricci Project manager

Martin Steiner
Team Martin Steiner CMO

Giovanni Dilon
Team Giovanni Dilon PR and Marketing

Philipp Schwarz
Team Philipp Schwarz Frontend developer

Bogdan Fiedur
Bogdan Fiedur
ICO and Blockchain Advisor. Full Stack and Ethereum/Solidity smart contract developer.
Solidity Dev
Blockchain Expert
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Architecture Lead Blockchain
Full Stack Developer
CTO & Co-Founder
Crypto Hacker
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CO-FOUNDER OF BITJOB
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Blockchain Technology & Smart Contract Expert
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Full Stack Developer
ICO Advisor | ICOBench Expert
Advisor
Advisor
Advisor
Technical Advisor
Full-Stack Developer, Technical Advisor
ICOBench Expert, Smart Contract Developer, Full Stack Developer
Lead developer
Blockchain and cryptocurrency expert, investor, entrepreneur
Crypto Hacker
Advisor - Technical
Krystelle Galano
Krystelle Galano
?ryptocurrency expert
Marketing Executive
Cubaaz ICO Advisor
Crypto Marketing Advisor - Asia
Advisor
ICO MARKETING ADVISOR
Social Media Marketing
Head of Marketing
ICO Advisor
KRYSTELLE GALANO
KRYSTELLE GALANO
TEAM MEMBER AT SYNCHRONIUM® PUBLIC RELATIONS MANAGER
Mike Shokin, CFA
Mike Shokin, CFA
Chartered Financial Analyst
Advisory Board Member
Chartered Financial Analyst PLUS Advisor on Advisory Board.
Philadelphia, USA
17 yrs in Financial Analysis, Corporate Finance, Valuation, SAS & Business Intelligence
Advisory Board Member
Thierry De Gorter
Thierry De Gorter
Director of Marketing
Blockchain Expert. Coalichain Ambassador in the UK.
Warren Whitlock
Warren Whitlock
Blockchain Influencer advising ICO's
ICO Advisor
Advisor
Influence Architect, Top 10 Social Media Influencer
Blockchain Expert & Reputed Digital & Social Influencer
Digital Media Expert
Digital business development strategist
PR & Marketing Adviser
Content Director at Coin Agenda