KYC passing required Yes | Whitelist Yes | Restriction for countries USA, Korea
|Price in PreICO||1 BANX = 0.12 EUR|
Ubanx search trends in Google
2 Value Proposition: Physical + Digital.
3 Community Members Beneﬁts
4.1 A Global Ecosystem Partnering with Financial Institutions . . . . . . . . . 13
4.2 Local Partners from outside the ﬁnancial system . . . . . . . . . . . . . . . 13
4.3 Blockchain: Picking winners . . . . . . . . . . . . . . . . . . . . . . . . . . 13
5 Ubanx Spaces
5.1 Ubanx Community: Ambassadors . . . . . . . . . . . . . . . . . . . . . . . 15
5.2 Ubanx Crypto School & Instructors . . . . . . . . . . . . . . . . . . . . . . 15
6 Ubanx Spaces: Ubanx Locations Rights Bidding Protocol
6.1 Resource-allocation mechanism . . . . . . . . . . . . . . . . . . . . . . . . 19
6.2 Webanx Quality Control . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22
7 Ubanx Team and Collaborators
8 Ubanx Advisors
9 Token Issuance
9.1 Deﬁnition . . . . . . . . . . . . . . ...
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Ubanx aims to become the user-friendly, real-world connection to the crypto economy by
bridging the gap between mainstream retail ﬁnance and crypto assets and opportunities.
There is a boom in new digital currencies and distributed ledger technologies. Available
alternatives fail to capture the mainstream market because they don’t oﬀer the real-life
beneﬁts and simplicity that customers seek.
The core values of Ubanx are shaped by its developers’ goals of helping the information
ﬂow and transparency of the crypto ecosystem from the customer’s perspective. Ubanx
aims to release the proper tools for the onboarding and development of communities to
the cryptocurrencies and digital ﬁnance era by providing education, applications, solu-
tions and meeting points.
When a new technological breakthrough has a social impact, it shakes the status quo and
a novel type of interaction among individuals ﬂourishes. This new type of interaction
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Technologies may improve cross-border payments, by oﬀering better and cheaper
services, lowering the cost of compliance with anti-money laundering and combating
the ﬁnancing of terrorism (AML/CFT) regulation.
The opening quote of the MIT’s Digital Banking Manifesto (hereafter, MIT (2017)
captures the digital native’s demands:
”Banks are trying to be cool and hip and build super cool digital front ends...
But it’s like putting lipstick on a pig - ultimately it’s still a pig and the new
front end is still running into an awful digital back end.”
Mark Mullen, Chief
Executive Atom, Durham, UK
Lipton, Alex et al., Digital Banking Manifesto: The End of Banks?, MIT. 2017.
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Through a network of
retail and community physical spaces
where members can
user-friendly consumer apps
and strategic part-
nerships with a curated selection of the
best blockchain-based and digital ﬁnancial
, Ubanx’ goal is to deliver a platform where services are natural and intuitive
runways to participation and adoption. Moreover, Ubanx’ vision is that token holders
aren’t just customers but members of, and contributors to, the
Ubanx is a blockchain-agnostic platform, and its initial release will be using Ethereum
ERC-20 tokens known as
. The token issuance (”BANX Token Sale”) is developed,
audited and secured by an external advisory company. The Ubanx Community will be
powered by the BANX Token that will enable token holders (
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at the Ubanx Crypto School and earn BANX Tokens in this way as well.
Ubanx mission is to be a
between the early and late majorities, allowing both
to be part of it, through a strategy that includes both
digital products and physical
operated either by Ubanx (Flagship) or by the community (Webanx).
Figure 1: Mass Adoption.
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2 Value Proposition: Physical + Digital.
Ubanx will deploy the following products and services, all supported by a lean and seam-
less onboarding experience:
, a network of brick-and-mortar locations that provide support for
onboarding, learning, and networking. Ubanx Spaces serve as a link between the
crypto/digital ﬁnancial world and the non-technical consumer. Ubanx Spaces in-
tend to provide many of the perks that are common to co-working spaces such
as private meeting rooms for Community Members, an auditorium for meetups,
Hackathons and startup-related presentations, and a support team made up of ﬁn-
tech and blockchain experts. Should a Community member wish to rent a working
space, they will be able to pay for it with BANX Tokens. The Ubanx Spaces will
have diﬀerent sizes and themes depending on the geography in which they are de-
ployed. Some can be created as part of an existing coworking space or even inside
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the easiest way to access digital ﬁnance and crypto products. Users will be able
to send, receive and pay with cryptocurrencies as well as purchase crypto-related
products and services seamlessly, sorting out the complexities and learning curve of
the crypto ecosystem.
Merchant services and Integrations
. Ubanx will engage in projects to connect,
integrate and partner with merchants like e-commerce sites, to multiply Ubanx’
Community Members beneﬁts. These would range from promotions and discounts
to processing payments.
Services Marketplace Panel
. Gradually, Ubanx aims to aggregate partners from
ﬁntech and other industries into a Services Marketplace Panel for Community Mem-
bers, giving them access to a wide range of services provided by third parties.
. Through Ubanx partners, and subject to satisfac-
tion of those partners, Ubanx users will be provided with access to exchang...
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topics such as Spaces locations, Spaces format and design, app experience, app
services, third party integrations and school workshops.
Auctions for ZONE rights
. In order to speed up the development of the Ubanx
Community, Ubanx intends to use auctions to award Community Members the
rights to operate Ubanx Spaces in exclusive geographic areas called ZONEs. The
bidding in these auctions will be conducted in BANX Tokens.
VIP Access to services
. Ubanx will provide its Community Members with access
to a variety of services. For example, thanks to a partnership with Priority Pass
), eligible Community Members will enjoy access to VIP Airport Lounges in the
most important airports around the world, alongside other premium beneﬁts such
as travel insurance or priority customer service
Please note that, the assignment of Priority Pass cards as a perk is subject to: (i) the conﬁrmation of
Ubanx Team started to spread the word on the capabilities of Bitcoin and Blockchain, in the academic space -as professors in top universities- and in TV as anchors in the "Fun and Finance" TV Show.
After closing a round with Silicon Valley Bank and Mastercard, Ubanx Team launched former app Productgram in the US, Productgram, praised by Time, Fox, CNN as one of the leading marketplace user experiences, which won the Global Innovator Mobile prize for the app.
Ubanx Team participated in the creation of the largest coworking spaces network in South America.
Secured Principal Member status with Mastercard and started developing the Mobile Wallet, Avanta.
Ubanx team, working at ApiBank, developed core technologies for a fully licensed bank and stock exchange.
Also started developing Bitsign: the blockchain as a service abstraction layer.
Going public with the Ubanx value proposition.
Team gets interviewed at the Buenos Aires Stock Exchange on Bitcoin and Fintech.
Ubanx Core technology gets developed to support BANX token.
Ubanx onboards early investors, new partners and advisors.
BANX Token Sale.
Ubanx Mobile App Launch.
First Flagship Ubanx Space location is secured.
First Ubanx Space franchise auction will begin.
BANX token will be listed.
Ubanx Crypto School will launch.
Ubanx contributes to the vision on bringing cryptocurrencies and blockchain to the masses.
New Flagship Ubanx Spaces locations will be announced.
New Ubanx Spaces franchise locations will be auctioned.