Ubanx
Ubanx
Token: BANX


Ubanx Is The First Blockchain Retail Place

ICO dates
Start date: 2018-04-23
End date:

Registrated in: Singapore

Platform: Ethereum
Type: ERC20

PREMIUM ICO

https://ubanx.io Screenshot
Ubanx categories
Banking Communication Cryptocurrency Education Investment Platform Retail
Ubanx whitepaper
Ubanx token sale
KYC passing required Yes | Whitelist Yes | Restriction for countries USA, Korea
Price in PreICO 1 BANX = 0.12 EUR
Acceppting ETH
Ubanx news, social
Ubanx search trends in Google
Random whitepaper excerpts

Contents
1 Introduction.
6
2 Value Proposition: Physical + Digital.
8
3 Community Members Benefits
11
4 Partnerships
13
4.1 A Global Ecosystem Partnering with Financial Institutions . . . . . . . . . 13
4.2 Local Partners from outside the financial system . . . . . . . . . . . . . . . 13
4.3 Blockchain: Picking winners . . . . . . . . . . . . . . . . . . . . . . . . . . 13
5 Ubanx Spaces
15
5.1 Ubanx Community: Ambassadors . . . . . . . . . . . . . . . . . . . . . . . 15
5.2 Ubanx Crypto School & Instructors . . . . . . . . . . . . . . . . . . . . . . 15
6 Ubanx Spaces: Ubanx Locations Rights Bidding Protocol
19
6.1 Resource-allocation mechanism . . . . . . . . . . . . . . . . . . . . . . . . 19
6.2 Webanx Quality Control . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22
7 Ubanx Team and Collaborators
23
8 Ubanx Advisors
30
9 Token Issuance
33
9.1 Definition . . . . . . . . . . . . . . ...

Ubanx
Page 3 of 56
Abstract
Ubanx aims to become the user-friendly, real-world connection to the crypto economy by
bridging the gap between mainstream retail finance and crypto assets and opportunities.
There is a boom in new digital currencies and distributed ledger technologies. Available
alternatives fail to capture the mainstream market because they don’t offer the real-life
benefits and simplicity that customers seek.
The core values of Ubanx are shaped by its developers’ goals of helping the information
flow and transparency of the crypto ecosystem from the customer’s perspective. Ubanx
aims to release the proper tools for the onboarding and development of communities to
the cryptocurrencies and digital finance era by providing education, applications, solu-
tions and meeting points.
When a new technological breakthrough has a social impact, it shakes the status quo and
a novel type of interaction among individuals flourishes. This new type of interaction
tend...

Page 4 of 56
Ubanx

Technologies may improve cross-border payments, by offering better and cheaper
services, lowering the cost of compliance with anti-money laundering and combating
the financing of terrorism (AML/CFT) regulation.
The opening quote of the MIT’s Digital Banking Manifesto (hereafter, MIT (2017)
2
),
captures the digital native’s demands:
”Banks are trying to be cool and hip and build super cool digital front ends...
But it’s like putting lipstick on a pig - ultimately it’s still a pig and the new
front end is still running into an awful digital back end.”
Mark Mullen, Chief
Executive Atom, Durham, UK
2
Lipton, Alex et al., Digital Banking Manifesto: The End of Banks?, MIT. 2017.
...

Page 6 of 56
Ubanx
1 Introduction.
Through a network of
retail and community physical spaces
where members can
meet
,
learn
and
connect
, alongside
user-friendly consumer apps
and strategic part-
nerships with a curated selection of the
best blockchain-based and digital financial
solutions
, Ubanx’ goal is to deliver a platform where services are natural and intuitive
runways to participation and adoption. Moreover, Ubanx’ vision is that token holders
aren’t just customers but members of, and contributors to, the
Ubanx Community
.
Ubanx is a blockchain-agnostic platform, and its initial release will be using Ethereum
ERC-20 tokens known as
BANX
. The token issuance (”BANX Token Sale”) is developed,
audited and secured by an external advisory company. The Ubanx Community will be
powered by the BANX Token that will enable token holders (
“Community Members”
)...

Ubanx
Page 7 of 56
come
Instructors
at the Ubanx Crypto School and earn BANX Tokens in this way as well.
Ubanx mission is to be a
bridge
between the early and late majorities, allowing both
to be part of it, through a strategy that includes both
digital products and physical
spaces
operated either by Ubanx (Flagship) or by the community (Webanx).
Figure 1: Mass Adoption.
...

Page 8 of 56
Ubanx
2 Value Proposition: Physical + Digital.
Ubanx will deploy the following products and services, all supported by a lean and seam-
less onboarding experience:
1.
Ubanx Spaces
, a network of brick-and-mortar locations that provide support for
onboarding, learning, and networking. Ubanx Spaces serve as a link between the
crypto/digital financial world and the non-technical consumer. Ubanx Spaces in-
tend to provide many of the perks that are common to co-working spaces such
as private meeting rooms for Community Members, an auditorium for meetups,
Hackathons and startup-related presentations, and a support team made up of fin-
tech and blockchain experts. Should a Community member wish to rent a working
space, they will be able to pay for it with BANX Tokens. The Ubanx Spaces will
have different sizes and themes depending on the geography in which they are de-
ployed. Some can be created as part of an existing coworking space or even inside
a m...

Ubanx
Page 9 of 56
the easiest way to access digital finance and crypto products. Users will be able
to send, receive and pay with cryptocurrencies as well as purchase crypto-related
products and services seamlessly, sorting out the complexities and learning curve of
the crypto ecosystem.
3.
Merchant services and Integrations
. Ubanx will engage in projects to connect,
integrate and partner with merchants like e-commerce sites, to multiply Ubanx’
Community Members benefits. These would range from promotions and discounts
to processing payments.
4.
Services Marketplace Panel
. Gradually, Ubanx aims to aggregate partners from
fintech and other industries into a Services Marketplace Panel for Community Mem-
bers, giving them access to a wide range of services provided by third parties.
5.
Cryptocurrencies exchange
. Through Ubanx partners, and subject to satisfac-
tion of those partners, Ubanx users will be provided with access to exchang...

Page 10 of 56
Ubanx
topics such as Spaces locations, Spaces format and design, app experience, app
services, third party integrations and school workshops.
9.
Auctions for ZONE rights
. In order to speed up the development of the Ubanx
Community, Ubanx intends to use auctions to award Community Members the
rights to operate Ubanx Spaces in exclusive geographic areas called ZONEs. The
bidding in these auctions will be conducted in BANX Tokens.
10.
VIP Access to services
. Ubanx will provide its Community Members with access
to a variety of services. For example, thanks to a partnership with Priority Pass
(
—
), eligible Community Members will enjoy access to VIP Airport Lounges in the
most important airports around the world, alongside other premium benefits such
as travel insurance or priority customer service
3
.
3
Please note that, the assignment of Priority Pass cards as a perk is subject to: (i) the confirmation of
<...

Ubanx Roadmap

1
2013-2016
Ubanx Team started to spread the word on the capabilities of Bitcoin and Blockchain, in the academic space -as professors in top universities- and in TV as anchors in the "Fun and Finance" TV Show.
2
2013-2016
After closing a round with Silicon Valley Bank and Mastercard, Ubanx Team launched former app Productgram in the US, Productgram, praised by Time, Fox, CNN as one of the leading marketplace user experiences, which won the Global Innovator Mobile prize for the app.
3
2013-2016
Ubanx Team participated in the creation of the largest coworking spaces network in South America.
4
2013-2016
Secured Principal Member status with Mastercard and started developing the Mobile Wallet, Avanta.
5
2013-2016
Ubanx team, working at ApiBank, developed core technologies for a fully licensed bank and stock exchange.
6
2013-2016
Also started developing Bitsign: the blockchain as a service abstraction layer.
7
2017
Going public with the Ubanx value proposition.
8
2017
Team gets interviewed at the Buenos Aires Stock Exchange on Bitcoin and Fintech.
9
2017
Ubanx Core technology gets developed to support BANX token.
10
2017
Ubanx onboards early investors, new partners and advisors.
11
2018
BANX Token Sale.
12
2018
Ubanx Mobile App Launch.
13
2018
First Flagship Ubanx Space location is secured.
14
2018
First Ubanx Space franchise auction will begin.
15
2018
BANX token will be listed.
16
2018
Ubanx Crypto School will launch.
17
2019
Ubanx contributes to the vision on bringing cryptocurrencies and blockchain to the masses.
18
2019
New Flagship Ubanx Spaces locations will be announced.
19
2019
New Ubanx Spaces franchise locations will be auctioned.
Pablo Orlando Trackzuk
Pablo Orlando Trackzuk President & Chairman

Janes Cochesa
Janes Cochesa Chief Executive Officer

Gastón Cartier
Gastón Cartier Chief Operations Officer

Máximo Cartier
Máximo Cartier Chief Product Officer

Nick Bayerque
Nick Bayerque Chief Business Development Officer

Maximiliano Cañellas
Maximiliano Cañellas Chief Technology Officer

Bernardo Corti
Bernardo Corti Chief Legal Officer

Alejandro Ahumada
Alejandro Ahumada Chief Creative Officer

Pablo Yabo
Pablo Yabo Smart Contract Developer

Sebastian Wain
Sebastian Wain Smart Contract Developer

Ezequiel Calvo
Ezequiel Calvo Software Architect & Full Stack Dev

Matías Calvo
Matías Calvo Back End Developer

Maiki Nahara
Maiki Nahara Front End Developer

Nicolás Litvinoff
Nicolás Litvinoff Head of Compliance

Joaquín Casano
Joaquín Casano Head of Architecture

Nicole Bett
Nicole Bett Head of Communication

Carlos Boido
Carlos Boido Head of Marketing

Laura Orlando
Laura Orlando Account Manager

Dominique Bett
Dominique Bett UI/UX Designer

Jacob Farber
Advisors Jacob Farber

Jeff Pulver
Advisors Jeff Pulver

Bernardo Corti
Bernardo Corti
Chief Legal Officer
Legal Advisor (South America)
Jeff Pulver
Jeff Pulver
Industry Pioneer
Father of VOIP, Monage Founder & CEO
Advisor
Vice Chairman Alchemist, Founder MoNage, First Investor
Advisor
VOIP Pioneer. Co-Founder, Vonage
Maximiliano Canellas
Maximiliano Canellas
Blockchain Development Lead
Pablo Yabo
Pablo Yabo
Smart Contract Developer
Adviser, CTO CoinFabrik
Blockchain Development Advisor