WELL
WELL
Token: WELL


Healthcare delivered.

ICO dates
Start date: 2018-04-16
End date: 2018-05-15

Registrated in: USA

Platform: Ethereum

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https://joinwell.io/ Screenshot
WELL categories
Health
WELL whitepaper
Video
WELL token sale
KYC passing required Yes | Whitelist Yes | Restriction for countries No
Soft cap 3,000,000 USD
Hard cap 28,000,000 USD
Tokens for sale 600,000,000
Price 1 WELL = 0.1 USD
Acceppting BTC, BTH, ETH, LTC, Fiat
WELL news, social
WELL search trends in Google
Random whitepaper excerpts

Table of Contents
Executive Summary
3
Global Problems & WELL Solutions
4
WELL Platform Achievements
8
MVP
10
Business Model
16
WELL Platform Benefits
17
Market Opportunity
22
Why WELL Tokens?
26
WELL Token Usage
29
Crowdsale Campaign
34
Roadmap
37
Team
38
Advisors
41
Investors
43
Disclaimers & Risk Disclosures
44
The world's first decentralized global marketplace
for high-quality healthcare.
2 of 47
...

Executive Summary
WELL is creating a global blockchain platform for high-quality healthcare.
This platform will eliminate country borders and connect healthcare
specialists and patients worldwide. The WELL token will enable
an on-demand system that solves the current problems of cross-
border payments, data accessibility, and payment risk, allowing areas
with the highest quality of healthcare to serve the entire world.
“You want a global network of curated specialists that you can access for
healthcare for you and your family from anywhere, anytime, in your own
language.”
China’s
healthcare
from up to
$0.5T $2.5T
in 2014 in 2035
WELL
crowdsale
April 15,
2018
at 5:00 PM
WELL is a decentralized global healthcare network built on Ethereum
blockchain and smart contracts (the “WELL platform” or “platform”). The WELL
platform is designed to disrupt and replace traditional healthcare models by
providing easy access ...

Global Problems &
WELL Solutions
Problem 1:
Access to medical
services — either very expensive
or physically inaccessible
Access to quality medical services is either very
expensive or difficult due to a number of factors such as
distance patients must travel, bureaucratic complexities,
and inefficient insurance and medical systems. A patient
may need access to healthcare from another city, or even
another country, with high-class specialists who speak
the patient's native language.
WELL Solution
WELL clients receive access to healthcare service
24 hours a day, 365 days a year, wherever they are.
WELL’s services transcend boundaries because of
its developed global network of doctors (therapists,
psychologists, surgeons, and other specialists) who
speak many common world languages. WELL aggregates
and even develops medical professionals in regions
with high medical demands. With WELL, patients can
receive medical support ...

Problem 3:
Insurance verification
and payment or denial
Healthcare insurance payers have complicated billing
requirements and often deny and delay claim payment.
Additionally, many healthcare providers experience
significant cash flow difficulties due to claim denials.
'There's something profoundly broken in the world of insurance….
Insurance makes money by denying claims. There’s a profound conflict
of interest at the very core of the insurance business model….Trust in the
insurance system is missing... which drives bad behavior.'
Dan Schreiber, CEO of Lemonaid
WELL Solution
Problem 4:
Access to highest quality
care and medical opinion
In many countries, patients get just a few minutes with
a healthcare specialist, making correct diagnosis and
treatment difficult. It also takes a lot of connections
(Chinese Guanxi:
关系
, Russian blat: блат, Vietnamese
Quan: hệ), money, time, and effort to procure the best
<...

Problem 5:
Record keeping
and security
All healthcare has significant recordkeeping
requirements; however, concierge and cross-country
healthcare has even more documentation issues.
Concierge clinicians must maintain all of their own
paperwork. Home healthcare records, often kept on
paper and faxed or mailed, frequently become lost, thus
resulting in incorrect billing or non-payment. Additionally,
HIPAA violations may occur in processing.
WELL Solution
The WELL recordkeeping app will allow for simplified
electronic record creation and store this data on
a decentralized anonymized network that is significantly
harder to hack and leak.
Problem 6:
Complexity
Due to the extreme fragmentation and decentralization
of healthcare, its value chain is complicated and full of
friction and excess costs, from insurance company to
clinician to patient.
Two years ago Andy Weissman, partner at Union Square
Ventures, came out with a term...

Problem 7:
Fraud
Fraud is an ever-increasing problem in healthcare. The
U.S. Justice Department discovered $900 million in
false billing in 2016 alone. The Medicare Fraud Strike
Force, part of a joint initiative between the Department
of Justice and the Department of Health and Human
Services, formed in 2007 and has carried out takedowns
resulting in more than $3.5 billion in health care fraud. In
conjunction with the arrests, the HHS inspector general
released a study saying that more than $10 billion in
improper payments occurred in home health care in the
2015 financial year.
'Home health has long been recognized as a program
area vulnerable to fraud, waste, and abuse,' it said.
'Home health fraud in Medicare continues to warrant
scrutiny and attention.'
WELL Solution
WELL requires proof-of-work, time / location stamping
of actual care, and undisputed hash records of all steps
of a given patient’s service, from referral to billing. This ...

WELL Platform Achievements
Ildar Fazulyanov started WELL in April 2015 to address his own
inability to access timely healthcare. After breaking his leg
in a snowboarding accident, he had surgery and required
physical therapy and rehabilitation, like many patients do.
The difficult and inefficient process kept him from finding a therapist for four weeks. Before he could finally get to that
first appointment, he had broken his leg again. Had he received timely therapy, he would not have had to suffer that
second break and his insurance company would not have had to pay $50,000 in additional expenses (full interview
with founder:
http:/ / www.dhealthsummit.org / 491-2 /
).
WELL incorporated in Delaware as Well, Inc. C Corporation on June 4, 2015 (File # 5760572):
https:/ / icis.corp.
delaware.gov / Ecorp / EntitySearch / NameSearch.aspx
By 2017, WELL had the largest therapist network in Southern California. WELL has conducted over 13,000 patient
therapy visits, serving more tha...

In addition to the above, Well works with Medi-Cal,
Veteran Affairs, Tricare, Medicare Advantage, several
HMO / PPO plans, and self-pay / private pay, as well as
dozens of hospitals, elder care / assisted living facilities,
hospices, and over 200 home healthcare agencies.
On the supply side, the WELL platform includes over
1,600 physical, occupational, and speech therapists and
therapy assistants.
WELL owns a registered trademark:
http:/ / trademarkia.
com / well-86638268.html
The WELL logo represents our commitment to wellness
for our patients while doing well for all involved with
WELL: our clinicians, our patients, and our token holders.
Look for the W in our dove logo.
The world's first decentralized global marketplace
for high-quality healthcare.
9 of 47
...

WELL Roadmap

1
Q1 2015
Ildar, Founder, re-breaks his leg, WELL platform software design begins
2
Q2 2015
Well, Inc. is incorporated in Delaware
3
Q2-Q3-2015
WELL platform is launched, first customers and revenue
4
Q1-Q2-2016
Release of WELL platform on a limited trial
5
Q2-Q3-2017
WELL receives Medicare License
6
Q3-2017
WELL trademark is approved by United States Patent and Trademark Office
7
Q4-17
WELL successfully sells out $3 Million in Private Pre-sale
8
DEC-17
White List Sale
9
FEB-18
WELL telehealth platform release
10
Q1-Q2 (FEB 25 - MAY 15)
Crowdsale
11
Q2-2018
WELL telehealth platform deployed with self-insured employers and clinics in the US
12
Q4-2018
WELL blockchain is released for testing in sandbox and bug testing bounty campaign
13
Q4-2018
Release WELL blockchain platform for medical tourism, second opinion and charity
14
2019
Partner with Government medical agency (example, Estonia's healthcare system).
15
2019
Launch of blockchain group buying plan. Work on WELL Health Savings Account in the US
16
2019
WELL blockchain integrated with all major insurance providers in the US
17
2020
Goal: 1 Million visits conducted on WELL blockchain per month
18
2020
Continued worldwide integration with insurance and governmental healthcare systems
Ildar Fazulyanov
Ildar Fazulyanov Founder and CEO

Alex Prokhorov
Alex Prokhorov Co-Founder

Dmitry Semenov
Dmitry Semenov Development Team Lead

Matthew Lefferman
Matthew Lefferman Clinical Director

Josh Fonger
Josh Fonger Process Architect

Yetkin Timocin
Yetkin Timocin Developer

Istvan Csatari
Istvan Csatari Designer

Paul Brown
Paul Brown Investor and Advisor

Harry Nelson
Harry Nelson Legal Advisor

Robert Zimmerman
Robert Zimmerman HIPPA and IT Security Advisor

George Alex Popescu
George Alex Popescu Investor and Advisor

Dmitry Semenov
Dmitry Semenov
Development Team Lead
Co-founder, development team lead