Zantepay
Zantepay
Token: ZNX


Cryptocurrency Multiwallet

ICO dates
Start date: 2018-04-15
End date:

Registrated in: Estonia

Platform: Ethereum
Type: ERC20

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Zantepay categories
Banking Cryptocurrency
Zantepay whitepaper
Zantepay token sale
KYC passing required Yes | Whitelist No | Restriction for countries USA, China, North Korea
Tokens for sale 600,000,000
Token distribution in ICO
30%
30%
Price 1 ZNX = 0.1 EUR
Zantepay news, social
Zantepay search trends in Google
Random whitepaper excerpts

TABLE OF CONTENTS
Executive Summary
_________________________________________________________________________
4
Introduction
_________________________________________________________________________
5
About the Company
_________________________________________________________________________
6
Team
_________________________________________________________________________
7
Wallet
_________________________________________________________________________
9
Pre-Paid Card
_________________________________________________________________________
9
Exchange
_________________________________________________________________________
9
AI Integration
_________________________________________________________________________
10
ZANTEPAY Token ZNX
_________________________________________________________________________
10
Purpose of ZANTEPAY ICO
_______________________________________...

ZANTEPAY Initial Token Sale Procedure
_________________________________________________________________________
18
Registration
_________________________________________________________________________
18
Purchasing ZANTEPAY Tokens
_________________________________________________________________________
18
Token Generation Event
_________________________________________________________________________
19
ZANTEPAY Token Listing
_________________________________________________________________________
19
Financial Projections. Realistic Forecast
_________________________________________________________________________
19
Financial Projections. Optimistic Forecast
_________________________________________________________________________
21
Conclusion
_________________________________________________________________________
22
ZNX ICO Details
______________________________________________________________...

EXECUTIVE SUMMARY
1.
ZANTEPAY
is the cryptocurrency multi wallet integrated with pre-paid Mastercard ®,
backed by Estonian private-owned bank, powered by AI.
There are three major problems crypto community is facing right now:
Integrating the digital currency world and the world of traditional finances.
Expensive exchange fees
Digital assets are not by default inheritable.
ZANTEPAY
offers solutions:
With ZANTEPAY pre-paid card user can spend their BTC, ETH, LTC and ZNX
(more crypto currencies to come) anytime, anywhere.
ZANTEPAY is working towards better (cheaper) exchange fees for the customers.
ZANTEPAY wallet will allow naming one beneficiary in case of account owner ´s
death.
2.
ZANTEPAY
ZANTEPAY multi wallet is under development at the moment and
will be released in Q3 2018. The card will be available in Q4 2018.
3.
ZANTEPAY Pre-ICO starts on 15th of March 2018, followed by ICO throughout
15th of July 2018. ZNX token...

6.
ZANTEPAY OÜ is incorporated in Estonia, named ‘the most advanced digital
society in the world’ by Wired. We use partnerships with 100% Estonian companies,
from the e-residency platform, pre-paid cards issuing bank to the cyber security and
trading algorithm providers.
* EY FinTech Adoption Index 2017, EYGM Limited.
INTRODUCTION
As the popularity and mainstream acceptance of blockchain and crypto currencies increase,
traditional investors have been looking for more exposure to these digital assets and
blockchain-based technologies. However, there are certain challenges when it comes to
integrating the digital currency world and the world of traditional finances. Providing a
seamless exchange between crypto and conventional assets is the underlying philosophy
behind ZANTEPAY Initial Coin Offering (ICO).
Investors, who use digital currencies, currently have to interact with several counter parties
to successfully manage their risks and portfolio. These counter parties being trad...

* EY FinTech Adoption Index 2017, EYGM Limited
ABOUT THE COMPANY
ZANTEPAY OÜ has been incorporated in 2017 in Estonia and is designed to become one
of the fastest growing digital currency service providers worldwide. It aims to offer a broad
range of services for the digital currency world - building a full digital assets multi currency
wallet with debit card and payment services.
We are now raising funds to finance the development of multi wallet, acquire appropriate
licenses in Europe and provide necessary marketing funds to attract users for the
ZANTEPAY products and eco system.
6
...

TEAM
Mardo Soo
Founder
Lena Elvbakken
Co-Founder
Ron Luvistsuk
CFO
Kristi Sild
Attorney at Law / Partner,
Lextal
Michael Neumann
Global Sales Director
Alexey Fedorenko
Front-End Team Lead
Stanislav Ivashchenko
UX and Product Design Lead
7
...

ZANTEPAY PRODUCTS
ZANTEPAY WALLET
The ZANTEPAY wallet is the core product that lays as the foundation to all existing fee-
generating services. We will offer a hosted crypto multi wallet (BTC, LTC, ETH, ZNX
support, more crypto currencies will be added at the later stage) and integrated simple
exchange services.
ZANTEPAY PRE-PAID CARD
The ZANTEPAY pre-paid card is going to be launched in late 2018, to become one of the
fastest penetrating digital currency cards on the market. It will allow any BTC, LTC, ETH,
ZNX crypto currency holder to spend their coins, online or otherwise, anywhere that accepts
traditional payment cards. This, paired with the digital wallet, allows users to utilize their
crypto currency in day-to-day life.
ZANTEPAY will act as an
intermediary that links the card issuer,
the ZANTEPAY wallet, compliance
services and the crypto exchange.
ZANTEPAY allows users to have a
single point of access to the complex
financial and technical infrastru...

ZANTEPAY PRODUCTS
Our ultimate goal is to build a system totally led by AI.
The first step of AI integration is to automate ZANTEPAY customer support process. The
cyber security protection and trading, powered by AI will follow.
1st step of automation – AI driven customer service.
ZANTEPAY TOKEN ZNX
An Initial Token Sale or Initial Coin Offering (hereinafter - 'ICO') is the event at which a
crypto currency project sells part of its crypto currency tokens to early adopters and
enthusiasts in exchange for funding. For the party offering the tokens for sale, this provides
a proven methodology for raising funds and ensuring adoption of the tokens once they are in
circulation and is a popular way to upscale an existing product or service. On the other
hand, for the purchasers of tokens, ICO is an opportunity to participate in the early
development of crypto currency business.
10
...

Zantepay Roadmap

1
September, 2017
The idea of multiwallet + debit card integration was born.
2
September, 2017-January 2018
The team of 10 professionals, including coders, designer, lawyer and CFO was
founded.
3
February 1st, 2018
Deal with Estonian private-owned bank, issuing pre-paid Mastercard® for
ZANTEPAY.
4
February 15th, 2018
Private sale starts.
5
March 2018
MVP is in the test mode.
6
March 15th - June 15th, 2018
ICO Part I -Part III.
7
Q2-Q3, 2018
Extending team to 30 employees in Tallinn HQ.
8
August, 2018
ERC20 ZNX Public Launch.
9
Q3 2018
Launch of ZANTEPAY Multiwallet.
10
Q4 2018
Launch of ZANTEPAY Debit Card.
11
Q1 2019
AI 1st step Integration.
12
Q2 2019
AI 2nd step Integration.
13
Q3 2019
ZANTEX exchange development starts.
Mardo Soo
Mardo Soo Founder

Lena Elvbakken
Lena Elvbakken Co-Founder

Kristi Sild
Kristi Sild Legal Attorney at Law/ Partner, LEXTAL

Stanislav Ivashchenko
Stanislav Ivashchenko User Experience and Product Design Lead

Alexey Fedorenko
Alexey Fedorenko Front-End Team Lead

Pavel Boyko
Pavel Boyko Backend Team Lead

Alexander Harutunian
Alexander Harutunian Smart Contracts / Project Manager

Levon Hayrapetyan
Levon Hayrapetyan Smart Contracts Developer

Oleg Pyvovarenko
Oleg Pyvovarenko DM Team Lead

Vadim Ivanenko
Vadim Ivanenko Bounty Manager

Rauno Klettenberg
Rauno Klettenberg Board Member at FinanceEstonia

Dmitri Laush
Advisor Dmitri Laush Foreign Exchange, Integration Partner, Co-Founder of Admiral Markets

Cristobal Alonso
Advisor Cristobal Alonso Global CEO @ Startup Wise Guys

Andriy Danchak
Advisor Andriy Danchak CEO of GFC Good Finance Company AS

Juan Alonso-Villalobos
Advisor Juan Alonso-Villalobos Fintech Programs Managing Director @ Startup Wise Guys

Farid Singh
Advisor Farid Singh Innovation Consultant, User centric Product Manager, Blue Ocean Strategist & Tech Expert

Alexander Harutunian
Alexander Harutunian
Smart Contracts / Project Manager
Project Manager
Cristobal Alonso
Cristobal Alonso
Global CEO @ Startup Wise Guys
Senior Advisor
CEO at Startup Wise Guys, the leading B2B accelerator in Europe
Levon Hayrapetyan
Levon Hayrapetyan
Smart Contracts Developer
Mardo Soo
Mardo Soo
Founder
Vadim Ivanenko
Vadim Ivanenko
Bounty Manager